2025-2026 Pub. 15 Issue 2

Chairman’s Message: Federal and State Legislative Update	4
Compensation and Executive Benefits	6
A Passwordless Future for Financial Services	10
How Lenders Are Risking Major Losses On Untracked Collateral	12
CBA Centerpoint	14
AI Use Cases in Banking	16
The Hidden Growth Tool in Your Loan Portfolio	18
The State of Ransomware 2025	20
Choosing a Deposit Network and Maximizing Its Value for Your Bank	22
Tired of Outdated, Static ATM Drive-Up and Branch Signage?	23

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