Pub. 10 2020-2021 Issue 6

TOC	1
Public Banking: High Risk, No Reward	2
Chairman’s Message: April is Financial Literacy Month - But We Work On It Year-Round	3
Employer-Paid Sick Leave In Colorado: Important Paid Sick Leave Requirements Under Colorado’s Healthy Families and Workplaces Act (“HFWA”)	6
FEATURE ARTICLE: 2021 Could See More Retirement and Health Legislation	8
FEATURE ARTICLE: Strengthening Your Defenses Against Emerging Cyber Threats	10
Bank Exam Prep Center	12
Uncovering Fee-Income and Yield Opportunities in a Challenging Market	14
Six-degree Hacker Assessment: Is Your Information at Risk?	15
The National Defense Authorization Act: BSA/AML Initiatives	16
Today for Tomorrow – Proactive, Risk Mitigating Steps for Lenders	18
Establishing and Maintaining Pay Equity	20
Why Your Bank Should Consider Selling Their Charged Of Debt Files	22
A Robust Recovery Requires Consistent “Rules of the Road”	23
PEOs and Financial Wellness	24

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