Pub. 11 2021-2022 Issue 5

Table of Contents	1
A Word from CBA Chairman Colorado Legislative Session	2
Cybersecurity in Times of Tension	4
Banking Needs Apprenticeships	6
Meeting Consumer Expectations in the “Digital Banking Era”	8
How to Attract and Retain Top Talent	10
Washington Update Cryptocurrencies: Unlocking Banking’s “New Frontier”	12
What’s the Real Motivation Behind Sweeping Changes to Overdraft Services?	14
Don’t Predict, Prepare Scenarios to Consider for Fed Rate Hikes	16
CECL: Where we’ve been and where we’re going	18
Five Pressing Issues for Bankers in 2022	20
What Banks and Financial Institutions Should Know about Installment Payments	22
ESG Initiatives in Banking: How They Impact Consumer Loyalty	24

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