©2022 The Colorado Bankers Association is proud to present Colorado Banker as a benefit of membership in the association. No member dues were used in the publishing of this news magazine. All publishing costs were borne by advertising sales. Purchase of any products or services from paid advertisements within this magazine are the sole responsibility of the consumer. The statements and opinions expressed herein are those of the individual authors and do not necessarily represent the views of Colorado Banker or its publisher, The newsLINK Group, LLC. Any legal advice should be regarded as general information. It is strongly recommended that one contact an attorney for counsel regarding specific circumstances. Likewise, the appearance of advertisers does not constitute an endorsement of the products or services featured by The newsLINK Group, LLC. Jenifer Waller President & CEO Alison Morgan Director of State Government Relations Brandon Knudtson Director of Membership Lindsay Muniz Director of Education Rita Fish Communications & Office Manager Margie Mellenbruch Bookkeeper* Craig A. Umbaugh Counsel* Jim Cole Lobbyist* Melanie Layton Lobbyist* Garin Vorthmann Lobbyist* Andrew Wood Lobbyist* * Outsourced 140 East 19th Avenue, Suite 400 Denver, Colorado 80203 Office: 303.825.1575 Websites: coloradobankers.org smallbizlending.org financialinfo.org colorado-banker.thenewslinkgroup.org Contents Over a Century BUILDING BETTER BANKS— Helping Coloradans Realize Dreams 18 6 2 A Word from CBA Chairman Navigating Success Through Tumultuous Times 4 The Society of Bank Executives: The Power of Peer Networks 6 Third-Party Relationships: Due Diligence Guidance for Community Financial Institutions Engaging Fintechs 10 Sunsetting, Self-Service, and Planning for the ATM of the Future 12 Effective Credit Risk Monitoring in the Post-Pandemic Economy 14 Cyber Awareness: Decreasing the Cost of a Cybersecurity Attack 18 How Banks Should ‘Weaponize’ Their Balance Sheets: A Q&A with Piper Sandler’s Scott Hildenbrand 20 Driving an Optimal Payments Experience 22 Mitigating CRE Risk in a Volatile Market 22 Colorado Bankers Association The July • August 2022 1
RkJQdWJsaXNoZXIy MTU2Mjk4Mw==