Pub. 12 2022-2023 Issue 2

TOC	1
The Value of Membership	2
Navigating the Turbulence of Rising Rates, Inflation and Volatility	4
BANKWORK$: Training Bank Employees of Tomorrow	6
What is a CDFI?	10
The Impact of Delaying an Overdraft Evaluation	12
Financial Abuse of The Elderly	14
Colorado Bill Restricts Non-Compete Agreements and Creates Substantial Penalties for Violations	16
How Banks Can Respond to the Shifting Funding Landscape	20
ATM Pooling: Solving the ATM Puzzle for Community Banks	22

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