WE'VE GOT YOU COVERED WWW.CP2LAW.COM DENVER | FORT COLLINS | GREELEY Coan, Payton & Payne, LLC provides a full range of legal services to the banking industry. WE MAKE IT EASY LET OUR TEAM HELP YOU SECURE THE DEAL AND LOWER YOUR RISK • UP TO 90% OVERALL FINANCING • UP TO 25 YEAR TERM • FIXED-RATE PREFERREDLENDINGPARTNERS.COM | 303.861.4100 Leveraged financing and refinancing of owner occupied real estate and long-term equipment. Most for-profit small businesses eligible. SBA defines businesses with net profit after tax <$5.0 Million and tangible net worth <$15.0 Million as small. 2. Do you have a full tunnel VPN solution that is provided by your place of work or a provider that you really can trust? If yes, you can access private information on the network such as financial or other confidential data. If not, proceed. 3. You should assume that anyone can see or even manipulate your web browsing as it is happening, just as if someone were standing over your shoulder watching what you do. You should not use this network for anything that is sensitive in nature. Alternatively, if you have access to a cellular network such as a hotspot device or your phone’s built-in hotspot function, you can safely use that as long as it is configured to satisfy question 1. Another thing to look out for: fake wireless networks that exist to harvest your passwords. It is fairly simple for someone to set up a device that acts like a free public access network. When you connect to it, it presents a landing page similar to what you see when you connect to a coffee shop or hotel. This is called a captive portal, and it is possible to set one up that asks for your social media login details in order to access the network. Instead of granting you internet access, it will redirect you to a fake error page that will appear to go nowhere. What has actually happened behind the scenes is your username and password have been stored in a way that can be recovered by a malicious actor. Never enter your real login details on any landing page such as this. Public wireless networks are still as much of a concern as they have ever been, but with a little due diligence and some help from technology, you can make the best decision for yourself and your data. Chris Tuzeneu is the Vice President of Information Security for CivITas Bank Solutions, which exists to help community banks with IT and Information Security needs. For more information contact info@acivitas.com. Anyone who is connected to the same wireless network can theoretically spy on network traffic happening on the same network — password or no password. 11 Colorado Banker
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