Pub. 13 2023-2024 Issue 2

contents ©2023 The Colorado Bankers Association is proud to present Colorado Banker as a benefit of membership in the association. No member dues were used in the publishing of this news magazine. All publishing costs were borne by advertising sales. Purchase of any products or services from paid advertisements within this magazine are the sole responsibility of the consumer. The statements and opinions expressed herein are those of the individual authors and do not necessarily represent the views of Colorado Banker or its publisher, The newsLINK Group, LLC. Any legal advice should be regarded as general information. It is strongly recommended that one contact an attorney for counsel regarding specific circumstances. Likewise, the appearance of advertisers does not constitute an endorsement of the products or services featured by The newsLINK Group, LLC. Jenifer Waller President & CEO Alison Morgan Director of State Government Relations Brandon Knudtson CFO & Director of Membership Lindsay Muniz Director of Education Patricia Wells Director of Communications Margie Mellenbruch Bookkeeper* Melanie Layton Lobbyist* Garin Vorthmann Lobbyist* Andrew Wood Lobbyist* Caroline Woodhouse Lobbyist* *Outsourced 140 East 19th Avenue, Suite 400 Denver, Colorado 80203 Office: 303.825.1575 Websites: coloradobankers.org smallbizlending.org financialinfo.org colorado-banker.thenewslinkgroup.org BUILDING BETTER BANKS — Helping Coloradans Realize Dreams 18 22 4 Message from the CEO Unmasking the Unintended Consequence: The Marshall- Durbin and Gooden-Welch Price Control Bills By Jenifer Waller, CEO, Colorado Bankers Association 6 7 Teller Cash Management and Recycler Stats Worth a Re-Look By Scott Fieber, Chief Strategy Officer, Cook Solutions Group 8 No More Working for the Weekend Colorado Statutes of Limitations No Longer Extended if Limitations Period Ends on Weekend or Court Holiday By Jacob Hollars, Spencer Fane, LLP 10 Overdraft Best Practices for Nurturing Customer Relationships By Cheryl Lawson, EVP of Compliance Review, JMFA 12 Securing Financial Transactions The Power of Digital Signing Solutions By eNotaryLog 16 CBA Centerpoint Going Beyond the Desk To Hear the Stories of Colorado Bankers 18 Is Your Loan Pricing Strategy Protecting the Bank and the Relationship? By Ben Lewis, Managing Director and Chris Ebbs, Director, Chatham Financial 20 Washington Update Partners in the Fight Against Elder Abuse By Rob Nichols, President and CEO, American Bankers Association 21 Home Equity Line of Credit (HELOC) Scams By Travelers 22 Commercial Solar Financing Tips for Lenders By Vahan Khodanian and Gwenneth O’Hara, Buchalter 25 The Benefit of Using Appraisers for Equipment Valuations By Glenda Wegener, Equipment Appraisal Liaison, Purple Wave Auction 26 Upcoming CBA Events 3 Colorado Banker

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