Pub. 13 2023 2024 Issue 6

Chairman’s Message - The Value of CBA	4
Center for Bank Advocacy: August 2024-May 2025	5
Choosing a Deposit Network and Maximizing Its Value for Your Bank	6
From Transactions to Transformations: AI’s Role in Shaping Next-Gen Banks	7
Data Is the New Oil: How Banks Can Use Data to Make Better Lending Decisions	10
CBA Centerpoint	12
CECL: It Doesn’t End with Adoption	14
The Great Liability Rollover: Price Taker or Price Setter?	16
Data Privacy - Getting Started	18
Washington Update - Courts Pump the Brakes on CRA Overhaul	20
Beyond Fear: Embracing the Duality of AI in Banking	21
ATM Terminal Security: Fraud and Attack Detection	23

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