Pub. 14 2024-2025 Issue 3

Chairman’s Message - The Banking Industry Under Siege: Credit Unions’ Unchecked Expansion 3
Washington Update - Defend the Dual Banking System 4
1071 Data Collection: Tips and Tricks 6
The Not-So-Simple Changes to SIMPLE IRAs 10
CBA Centerpoint: Going Beyond the Desk to Hear the Stories of Colorado Bankers 12
Generational Trends Shaping Growth Goals Is Modernizing Your Legacy Systems Part of the 2025 Strateg 14
How SBA Lending Fits Into the Future of Banking 16
In Memoriam - Donald Lawrence Sturm (1932-2024) 18
Looking at the Big Picture: Fair Lending Concerns on Valuations 21

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