Pub. 2 2012-2013 Issue 6

O V E R A C E N T U R Y : B U I L D I N G B E T T E R B A N K S - H E L P I N G C O L O R A D A N S R E A L I Z E D R E A M S May • June 2013 17 • complete transparency regarding fees and information about how the program works; • reasonable, communicated overdraft fees; • clearly established overdraft limits; • transaction clearing policies that avoid maximizing overdrafts and related fees created by the clearing order; • the ability to easily monitor excessive usage; and • communications materials that outline alternative fi nancial products that more appropriately fi t the needs of excessive overdraft users. When implemented andmanaged correctly, a fully compliant overdraft programwill provide peace of mind for your customers and your institution. Q To learn more about JMFA, please contact Mark Kenney, JMFA regional director, at Mark.Kenney@JMFA.com or by phone at (303) 460-3999. Reach your target audience affordably. advertise get results DANI GORDEN Advertising Sales 855.747.4003 dani@thenewslinkgroup.com Sierra Ridge Networks utilizes a personal approach — offering complete IT banking solutions to help your business climb to it ’ s O ur engineers carefully consider each clients unique needs-whether they include network development, IT capability maximization, improved support, a competitive edge or better security. Because we employ this process, we're able to provide you with a rock-solid solution. 303.357.0301 www.SierraRidgeNetworks.com Your IT Banking Professionals