Pub. 5 2015-2016 Issue 1

O V E R A C E N T U R Y : B U I L D I N G B E T T E R B A N K S - H E L P I N G C O L O R A D A N S R E A L I Z E D R E A M S July • August 2015 17 CEDCO Small Business Finance Corporation Your Best Soursce for SBA Real Estate Loans New Easier Qualification Uninterrupted access to money through a monthly SBA-backed bond auction Low fixed-rate financing Low down payments CEDCO Small Business Finance Corporation Colorado’s SBA 504 Loan Expert TM 1175 Osage Street, Suite 110 Denver CO 80204 Denver 303-893-8989 Grand Junction 970-243-1852 www.cedco.org  More stability for your operation  A stronger balance sheet  An asset to sell when you’re ready AS A LEADING SBA 504 LENDER WE MAKE IT EASY FOR YOU  Buy, Build, Remodel or Expand Real Estate  Purchase and install long-lasting equipment  Fast, expert processing - with low loan costs  Refinance may be an option  We lend up to $5 million: borrow up to $20 million when combined with bank financing  Interest rate as low as 5.25%, fixed for 20 years  Down payments range from 10% to 20%  Most small Businesses are Eligible STREAMLINED PROCESSING  Front Range and mid-mountains call Jeff or Mary Jane 303-893-8989  Western Colorado call Pat 970-243-1861 Education • Hosted a successful manage- ment conference in January 2015 focusing on topics in- cluding cybersecurity, ALM systems, regulatory relief and managing third party risks • Gathered together dozens of bankers and more than 70 legislators for CBA’s annual Legislative Luncheon • Provided opportunities for bankers to meet with a number of candidates for office both in Colorado and Washington D.C. including gubernatorial candi- date Bob Beauprez, U.S. Senate candidate Cory Gardner, and candidates for state attorney general Cynthia Coffman and Don Quick Membership and organization • 90 percent of bank employees, branches and assets in Colora- do are represented by CBA • Added 18 new members, both banks and associates • More than 40 volunteer de- cision-makers, including 22 boardmembers and a 19- mem- ber Government Affairs Com- mittee • Created a new Bank Attorney Advisory Committee, designed to give bankers and attorneys the opportunity to discuss together, challenging issues im- pacting the financial industry • 6 staff members 