Pub. 6 2016-2017 Issue 6

O V E R A C E N T U R Y : B U I L D I N G B E T T E R B A N K S - H E L P I N G C O L O R A D A N S R E A L I Z E D R E A M S May • June 2017 3 The Colorado Bankers Association is proud to present COLORADO BANKER as a benefit of membership in the Associ - ation. No member dues were used in the publishing of this news magazine. All publishing costs were borne by advertising sales. Purchase of any products or services from paid advertisements within this magazine are the sole responsibility of the consumer. The statements and opinions expressed herein are those of the individual authors and do not necessarily represent the views of COLORADO BANKER , or its publisher the newsLINK Group LLC. Any legal advice should be regarded as general information. It is strongly recommended that one contact an attorney for counsel regarding specific circumstances. Likewise, the appearance of advertisers does not constitute an endorsement of the products or services featured by The newsLINK Group LLC. Don Childears President/CEO Jenifer Waller Senior Vice President Amanda Averch Director of Communications Lindsay Muniz Executive Assistant Mike Bintner Director of Education Margie Mellenbruch Bookkeeper* Craig A. Umbaugh Counsel* Jim Cole Lobbyist* Zoey DeWolf Lobbyist* Melanie Layton Lobbyist* Garin Vorthmann Lobbyist* Brandon Knudtson Director of Membership * outsourced Amanda Averch, CBA Director of Communications, Averch@coloradobankers.org 140 East 19th Avenue, Suite 400 Denver, Colorado 80203 voice: 303.825.1575 – fax: 303.825.1585 Websites: www.coloradobankers.org www.smallbizlending.org www.financialinfo.org May June 2017 OVERACENTURY:BUILDINGBETTERBANKS -HELPINGCOLORADANSREALIZEDREAMS 4 Chairman’s Message 6 A Word From CBA... 8 Being Strategic with Base Salary 11 FEATURE: Compliance Today: State-of-the- art testing platform helps banks assess their employees’ training needs 13 FEATURE: Buying Dirt District Bonds for a Bank’s Own Account: A Cautionary Tale from One Colorado District Court 14 How to Retain Your Best People 16 CECL: Your Step-by-Step Guide to Compliance by 2020-21 18 The Environment for Bank Funding & Deposits in 2017 CORRECTION The article, Multifamily Loans: How Much Is Too Much?, which ran in on Page 18 in the March April 2017 issue of Colorado Banker was au - thored by Michael Thomas, Vice President, Gershman Mortgage and not Glenn Martin. We apologize for the error.