Pub. 7 2017-2018 Issue 1

O V E R A C E N T U R Y : B U I L D I N G B E T T E R B A N K S - H E L P I N G C O L O R A D A N S R E A L I Z E D R E A M S July • August 2017 3 The Colorado Bankers Association is proud to present COLORADOBANKERas a benefit of membership in the Association.Nomember dues were used in the publishing of this news magazine. All publishing costs were borne by advertising sales. Purchase of any products or services from paid advertisements within this magazine are the sole responsibility of the consumer. The statements and opinions expressed herein are those of the individual authors and do not necessarily represent the views of COLORADO BANKER, or its publisher the newsLINK Group LLC. Any legal advice should be regarded as general information. It is strongly recommended that one contact an attorney for counsel regarding specific circumstances. Likewise, the ap- pearance of advertisers does not constitute an endorsement of the products or services featured by The newsLINK Group LLC. Don Childears President/CEO Jenifer Waller Senior Vice President Amanda Averch Director of Communications Lindsay Muniz Executive Assistant Mike Bintner Director of Education Margie Mellenbruch Bookkeeper* Craig A. Umbaugh Counsel* Jim Cole Lobbyist* Zoey DeWolf Lobbyist* Melanie Layton Lobbyist* Garin Vorthmann Lobbyist* Brandon Knudtson Director of Membership * outsourced Amanda Averch, CBA Director of Communications, Averch@coloradobankers.org 140 East 19th Avenue, Suite 400 Denver, Colorado 80203 voice: 303.825.1575 – fax: 303.825.1585 Websites: www.coloradobankers.org www.smallbizlending.org www.financialinfo.org July/August 2017 OVERACENTURY:BUILDINGBETTERBANKS -HELPINGCOLORADANSREALIZEDREAMS Capital Markets 4 Chairman’s Message 6 A Word From CBA... 7 Colorado Bankers Association Elects Leadership for 2017-18 Year 8 FEATURE: Attracting Deposits: The Marketing Value of Branches 10 FEATURE: Tax Traps For The Unwary - Executive Compensation Issues In M&A Transactions (Part I: Section 280G) 12 Relief for Early Calls on Debt 13 Bureau Reporting Changes 15 FEATURE: Banks Using Captives for Enterprise Risk Management in Increasing Numbers 17 Tips for Transitioning from the Dorm to the Office Six Financial Traps for New College Grads to Avoid 18 CBA celebrates125 years in 2017 20 FEATURE: BankWork$ Celebrates Third Graduating Class in Denver 21 Capital Markets 23 Create an Internal Audit with More Value