Pub. 8 2018-2019 Issue 4

O V E R A C E N T U R Y : B U I L D I N G B E T T E R B A N K S - H E L P I N G C O L O R A D A N S R E A L I Z E D R E A M S January • February 2019 3 The Colorado Bankers Association is proud to present COLORADOBANKERas a benefit of membership in the Association.Nomember dues were used in the publishing of this news magazine. All publishing costs were borne by advertising sales. Purchase of any products or services from paid advertisements within this magazine are the sole responsibility of the consumer. The statements and opinions expressed herein are those of the individual authors and do not necessarily represent the views of COLORADO BANKER, or its publisher the newsLINK Group LLC. Any legal advice should be regarded as general information. It is strongly recommended that one contact an attorney for counsel regarding specific circumstances. Likewise, the ap- pearance of advertisers does not constitute an endorsement of the products or services featured by The newsLINK Group LLC. Don Childears President/CEO Jenifer Waller COO Amanda Averch Director of Communications Lindsay Muniz Executive Assistant Mike Bintner Director of Education Margie Mellenbruch Bookkeeper* Craig A. Umbaugh Counsel* Jim Cole Lobbyist* Zoey DeWolf Lobbyist* Melanie Layton Lobbyist* Garin Vorthmann Lobbyist* Brandon Knudtson Director of Membership * outsourced Amanda Averch, CBA Director of Communications, Averch@coloradobankers.org 140 East 19th Avenue, Suite 400 Denver, Colorado 80203 voice: 303.825.1575 – fax: 303.825.1585 Websites: www.coloradobankers.org www.smallbizlending.org www.financialinfo.org January/February 2019 OVERACENTURY:BUILDINGBETTERBANKS -HELPINGCOLORADANSREALIZEDREAMS JUST STATING THE FACTS: STATE LAW SHIFTS AND THE IMPACT ON THE FINANCIAL COMMUNITY 4 Chairman’s Message 6 A Word From CBA... 8 Keeping Pace With Change 10 FEATURE: Graduate of Goodwill-Facilitated BankWork$™ Program Pays It Forward as She Finds Success at Bank Of the West 12 FEATURE: Re-Instated Iran Sanctions What Do They Mean for Your Bank? 14 FEATURE: IRA Document Concerns Upon Mergers and Acquisitions 16 Just Stating the Facts: State Law Shifts and the Impact On the Financial Community 20 Cybersecurity Month Brings Awareness to Financial Institutions