Pub. 9 2019-2020 Issue 3

O V E R A C E N T U R Y : B U I L D I N G B E T T E R B A N K S - H E L P I N G C O L O R A D A N S R E A L I Z E D R E A M S September • October 2019 13 800-318-4142 • INSURANCE@BIA.INSURAN CE • WWW.BIA.INSURANCE th ANNIVERSARY Proudlyendorsedby the Texas,Oklahoma andColoradoBankersAssociation Financial Institution Bond Directors and Officers Liability Policy Cyber Liability/Privacy Breach Response Commercial Property, Auto, Worker’s Compensation Lender Placed Insurance Mortgage E&O and Impairment Debit and Credit Card Fraud Insurance Coverage Review Group Health Insurance Insurance for Your Bank Commercial Customers Standing the test of time bringing our customers quality insurance. Celebrating Meet with customers Review applicants Analyze financials Run credit reports Preparation for meeting. Time spent on meetings Number of applications review. Number of pages reviewed. Number of business and personal entities involved. Number of financial statements required per policy Number of credit reports that must be run per entity, per loan Activity Noted Cost Driver for Activity