Contents 4 Equitable Access to Credit Program By Patti Kibbe, President & CEO, Evergreen Business Capital Community Finance and Evergreen Business Capital 7 Five Myths Holding Community Banks Back from Digital Transformation By Tyler Brantley, VP of Revenue & Marketing, Core10 9 Application Red Flags How To Prevent Financing Fraud By BHG Financial 10 Congratulations Community Bankers of Washington LeadFWD Scholarship Award Recipients 11 In Pursuit of Accessibility By Sarah Young, Compliance Services Group 12 Time Out For Trivia Q’s and A’s To Enlighten Portfolio Management By Jim Reber, President and CEO, ICBA Securities 14 7 Strategies for Mitigating Cybersecurity Risk By Tyler Leet, Director of Risk and Compliance Services, CSI 17 ICBA LIVE March 14-17 Orlando World Center Marriott 18 Welcome New CBW Associate Members FALL/WINTER 2023 © 2023 Community Bankers of Washington | The newsLINK Group, LLC. All rights reserved. Currency is published by The newsLINK Group, LLC for CBW and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of Community Bankers of Washington, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Currency is a collective work, and as such, some articles are submitted by authors who are independent of Community Bankers of Washington. While Currency encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. OFFICERS CHAIRMAN John Manolides Commencement Bank CHAIRMAN ELECT Jim Arneson Community First Bank VICE CHAIRMAN Josh Deck Olympia Federal SECRETARY/TREASURER Leanne Antonio Yakima Federal PAST CHAIRMAN Tony George Kitsap Bank ICBA STATE DIRECTOR Denise Portmann Bank of the Pacific PRESIDENT/CEO Kathy Swenson DIRECTORS Dwayne Aberle Security State Bank Susan Dumontet 1st Security Bank of Washington Dean Brydon Timberland Bank Greg Deckard State Bank Northwest Rick Darrow Liberty Bank Russ Keithley Coastal Community Bank Dan Cox Riverview Bank Jolene Riggs Baker Boyer Bank Neil Zick Twin City Bank Andy Hunter SaviBank Mike Wilson RiverBank (360) 754-5138 www.communitybankers-wa.org CURRENCY | 3
RkJQdWJsaXNoZXIy ODQxMjUw