Pub. 2 2024 Issue 3

Contents 4 FLOURISH Remaining Nimble Against a Litany of Regulation By Rebeca Romero Rainey, President and CEO, ICBA 5 Congratulations Community Bankers of Washington 2024 LeadFWD Scholarship Award Recipients 6 INNOVATION STATION Making the Case for Responsible Innovation By Charles E. Potts, Executive Vice President and Chief Innovation Officer, ICBA 8 ATM Terminal Security By Levi Daily, CTO, Cook Solutions Group 10 The Meek … Inherit a Prominent Place in Bond Portfolios By Jim Reber, President and CEO, ICBA Securities 12 DFI Fraud Prevention Campaign 2024 “$10 Billion Reasons” By DFI 14 Unlocking Liquidity & Balance Sheet Optimization By Dean DeVos, Managing Director of Banking & Trust Services, R&T Deposit Solutions 16 2024 CBW Convention & Trade Show September 10-13 17 Convention Agenda 18 Convention Sponsors 19 Independent Banker A Community Banking Podcast From ICBA SUMMER 2024 ©2024 Community Bankers of Washington | The newsLINK Group LLC. All rights reserved. Currency is published by The newsLINK Group LLC for CBW and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of Community Bankers of Washington, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Currency is a collective work, and as such, some articles are submitted by authors who are independent of Community Bankers of Washington. While Currency encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. OFFICERS CHAIRMAN John Manolides Commencement Bank CHAIRMAN ELECT Jim Arneson Community First Bank VICE CHAIRMAN Josh Deck Olympia Federal SECRETARY/TREASURER Leanne Antonio Yakima Federal PAST CHAIRMAN Tony George Kitsap Bank ICBA STATE DIRECTOR Denise Portmann Bank of the Pacific PRESIDENT/CEO Kathy Swenson DIRECTORS Dwayne Aberle Security State Bank Susan Dumontet 1st Security Bank of Washington Dean Brydon Timberland Bank Greg Deckard State Bank Northwest Rick Darrow Liberty Bank Russ Keithley Coastal Community Bank Dan Cox Riverview Bank Jolene Riggs Baker Boyer Bank Neil Zick Twin City Bank Mike Wilson RiverBank (360) 754-5138 www.communitybankers-wa.org CURRENCY | 3

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