©2025 The Colorado Bankers Association (CBA) | The newsLINK Group LLC. All rights reserved. Colorado Banker is published six times per year by The newsLINK Group LLC for CBA and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of CBA, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Colorado Banker is a collective work, and as such, some articles are submitted by authors who are independent of CBA. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. Jenifer Waller President & CEO Alison Morgan Director of State Government Relations Brandon Knudtson CFO & Director of Membership Lindsay Muniz Director of Education Michelle Provan Director of Communications Megan Carruth Executive Assistant Margie Mellenbruch Bookkeeper* Melanie Layton Lobbyist* Garin Vorthmann Lobbyist* Andrew Wood Lobbyist* Caroline Woodhouse Lobbyist* *Outsourced 140 E. 19th Ave., Ste. 400 Denver, Colorado 80203 Office: (303) 825-1575 coloradobankers.org colorado-banker.thenewslinkgroup.org BUILDING BETTER BANKS — Helping Coloradans Realize Dreams 10 18 2024-2025 Issue 4 3 PRESIDENT’S MESSAGE The Epidemic of Fraud By Jenifer Waller, President & CEO, CBA 5 Celebrating Insight and Impact The Common Sense Institute Free Enterprise Summit Luncheon and Awards 6 Too Many Vendors? Consolidate to One Trusted Partner! By Cook Solutions Group 10 The Resilience of Small Businesses Insights For Lenders By Kent Kirby, Director of Advisory Services, Abrigo 11 Arizona and Colorado Banker Summit 12 CBA Centerpoint Going Beyond the Desk to Hear the Stories of Colorado Bankers 14 Data Privacy: Pass the Hot Potato! By Dr. Kevin Streff, American Security and Privacy LLC 16 Top Strategies for Managing Liquidity in a Falling-Rate Environment By H.D. Barkett, Senior Managing Director, Treasury Desk, IntraFi 18 Tapping Into SBA Refinancing Lower Rates, More Opportunities By Jessica Stutz, Lending Director, B:Side Capital 22 Three Strategic Insights for Secure and Intelligent AI Implementation By Connor Heaton, Director of Artificial Intelligence, SRM Colorado Banker 2
RkJQdWJsaXNoZXIy MTg3NDExNQ==