2024-2025 Pub. 14 Issue 4

President’s Message: The Epidemic of Fraud	3
Celebrating Insight and Impact	5
Too Many Vendors? Consolidate to One Trusted Partner!	6
The Resilience of Small Businesses	10
Arizona and Colorado Banker Summit	11
CBA Centerpoint	12
Data Privacy: Pass the Hot Potato!	15
Top Strategies for Managing Liquidity in a Falling-Rate Environment	16
Tapping Into SBA Refinancing	19
Three Strategic Insights for Secure and Intelligent AI Implementation	22

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