©2026 The Colorado Bankers Association (CBA) | Memberlink Solutions DBA The newsLINK Group LLC. All rights reserved. Colorado Banker is published six times per year by The newsLINK Group LLC for CBA and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of CBA, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Colorado Banker is a collective work, and as such, some articles are submitted by authors who are independent of CBA. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. Jenifer Waller President & CEO Alison Morgan Director of State Government Relations Brandon Knudtson CFO & Director of Membership Lindsay Muniz Vice President of Education and Communications Megan Carruth Executive Assistant Margie Mellenbruch Bookkeeper* Melanie Layton Lobbyist* Garin Vorthmann Lobbyist* Caroline Woodhouse Lobbyist* Michael McReynolds Lobbyist* *Outsourced 140 E. 19th Ave., Ste. 400 Denver, Colorado 80203 Office: (303) 825-1575 coloradobankers.org colorado-banker.thenewslinkgroup.org BUILDING BETTER BANKS — Helping Coloradans Realize Dreams 10 16 2025-2026 Issue 4 4 LEGISLATIVE UPDATE Defending the Industry By Jenifer Waller, President and CEO, and Alison Morgan, Director of State Government Relations, CBA 8 Fraud Victim Support How Financial Institutions Can Respond and Restore Trust By Terri Luttrell, CAMS-Audit, CFCS, Compliance and Engagement Director, Abrigo 10 Made in … Where Exactly? The 10th Circuit Opens the DIDMCA Door By Brett Goodnack, JD, CAMS, Associate General Counsel, Compliance Alliance 11 Celebrating 10 Years of Service 12 Debanking Debunked By Erin Busse, JD, Vice President and Deputy General Counsel, Compliance Alliance 14 CBA Centerpoint Going Beyond the Desk to Hear the Stories of Colorado Bankers 16 HMDA and Action Taken By Natalie Straus, Director-Financial Services, Forvis Mazars 18 Wildfire Exclusions in Your Bank’s Portfolio Are Your High-Risk Assets Protected? By MeKelee LaFoy, CP Insurance Associates 20 Seven Strategic Steps to Scale AI in Banking and Finance By Alec Crawford, Founder and CEO, Artificial Intelligence Risk Inc. 21 Women in Banking Conference Aug. 3-4, 2026 22 The New Frontier of Efficient Cash Recycling Unlocking the Full Potential of Teller Cash Recyclers with Managed Services By Cook Solutions Group 22 2026 Banker Summit May 20-22, 2026 3 Colorado Banker
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