Gretchen Wahl Regional Vice President, Commercial Banking, FNBO As regional vice president of commercial banking at FNBO, Gretchen provides strategic leadership across four community commercial banking teams. Her focus is on strengthening client relationships, driving sustainable growth and developing high-performing teams. Her responsibilities include overseeing commercial banking teams, establishing market development strategies and ensuring exceptional service delivery that aligns with FNBO’s commitment to community banking excellence. With a collaborative leadership approach, she guides her commercial banking professionals in delivering FNBO’s comprehensive suite of financial services, including credit facilities, treasury management and specialized industry solutions across its regional footprint. Gretchen brings over 30 years of diverse banking experience to FNBO and her teams. She has a Bachelor of Science in management from Penn State University and has completed the Stonier Graduate School of Banking through the American Bankers Association. Her dedication to her profession and clients has been documented through several honors, including recognition as a Top 50 Business Leader and a Woman Who Lights the Community. She is also a Leadership Boulder graduate and served on the Colorado Economic Development Commission. Currently, she serves as co-chair of the Boulder Chamber Economic Council, co-chair of Boulder Together and board member of the Colorado Bankers Association. “Through strategic partnerships with our customers, we foster business success that strengthens our community. This collaborative approach creates shared value — benefiting our bank, empowering local businesses and enhancing the vitality of the communities we serve,” says Gretchen. Niki Stotler President and CEO, High Country Bank Niki Stotler is the president and chief executive officer of High Country Bank in Salida — one of the state’s longest-standing community banks, originally chartered in 1886. She is passionate about preserving the relationship-driven model of community banking while helping rural Colorado communities grow and thrive. She believes strong leadership is rooted in humility, collaboration and empowering others to succeed. “Leadership isn’t about being the loudest voice in the room — it’s about lifting others up and creating opportunities for the next generation of leaders to thrive,” says Niki. Through her leadership, she is committed to strengthening Colorado communities and shaping the future of community banking. Colorado Banker 18
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