2025-2026 Pub. 15 Issue 5

©2026 The Colorado Bankers Association (CBA) | MBR Connect DBA The newsLINK Group LLC. All rights reserved. Colorado Banker is published six times per year by The newsLINK Group LLC for CBA and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of CBA, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Colorado Banker is a collective work, and as such, some articles are submitted by authors who are independent of CBA. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. Jenifer Waller President & CEO Alison Morgan Director of State Government Relations Brandon Knudtson CFO & Director of Membership Lindsay Muniz Vice President of Education and Communications Megan Carruth Executive Assistant Margie Mellenbruch Bookkeeper* Melanie Layton Lobbyist* Garin Vorthmann Lobbyist* Caroline Woodhouse Lobbyist* Michael McReynolds Lobbyist* *Outsourced 140 E. 19th Ave., Ste. 400 Denver, Colorado 80203 Office: (303) 825-1575 coloradobankers.org colorado-banker.thenewslinkgroup.org BUILDING BETTER BANKS — Helping Coloradans Realize Dreams 6 16 2025-2026 Issue 5 4 A VIEW FROM THE CAPITOL Navigating a Critical Legislative Session for Colorado Banking By Jenifer Waller, President and CEO, CBA 5 2026 Banker Summit May 20-22, 2026 6 The Future of AI in Banking Preparing for CECL Automation By Kate Randazzo, Content Marketing Manager, Abrigo 8 What Colorado’s Banking Community Needs to Know About Financial Abuse By Dr. Christa Kuberry, Director of Partnerships, FinAbility 10 Pennies No Longer in Production Impact Cash Transactions and Sales Taxes By Lance Jacobs, Managing Director, and Natalie Straus, CRCM, Director, Forvis Mazars 12 CBA Centerpoint Going Beyond the Desk to Hear the Stories of Colorado Bankers 14 Fair Lending in 2026 Less Enforcement Doesn’t Mean Less Risk By Robert Brosh, Director of Regulatory Compliance, Ncontracts 16 Women Leading the Way Celebrating the Women Shaping the Future of Colorado Banking 19 Why SBA Lending Holds Steady When the World Does Not By Christopher Myers, CEO, B:Side Capital and B:Side Fund 20 Generic MDR A False Sense of Security By DefenseStorm 22 Flood Insurance Compliance in Colorado’s Mountain and Front Range Corridors By MeKelee LaFoy, CP Insurance Associates 24 Women in Banking Conference Aug. 3-4, 2026 3 Colorado Banker

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