2026-2027 Pub. 16 Issue 2

©2026 The Colorado Bankers Association (CBA) | MBR Connect™. All rights reserved. Colorado Banker is published six times per year and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of CBA, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Colorado Banker is a collective work, and as such, some articles are submitted by authors who are independent of CBA. While a firstprint policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (801) 676-9722. Jenifer Waller President & CEO Alison Morgan Director of State Government Relations Max Haynes Director of State Government Relations Brandon Knudtson CFO & Director of Membership Lindsay Muniz Vice President of Education and Communications Megan Carruth Executive Assistant Margie Mellenbruch Bookkeeper* Melanie Layton Lobbyist* Garin Vorthmann Lobbyist* Caroline Woodhouse Lobbyist* Michael McReynolds Lobbyist* *Outsourced 140 E. 19th Ave., Ste. 400 Denver, Colorado 80203 Office: (303) 825-1575 coloradobankers.org colorado-banker.thenewslinkgroup.org BUILDING BETTER BANKS — Helping Coloradans Realize Dreams 6 18 2026-2027 Issue 2 4 PRESIDENT’S MESSAGE Keep Payments Innovative and Community Lending Strong By Jenifer Waller, CEO, Colorado Bankers Association 6 2026 Women in Banking Conference a Tremendous Success 8 Four Questions Every Community Bank Should Ask About AI By Kurt Leeper, Partner, Otteson Shapiro LLP 10 How Lenders Can Use the SBA Program for Their Manufacturing Clients By Christopher Myers, CEO, B:Side Capital and B:Side Fund 11 What to Know About Deposit Accounts Involving Minors By Natalie Straus, CRCM, Director, Forvis Mazars 12 CBA Centerpoint Going Beyond the Desk to Hear the Stories of Colorado Bankers 15 Implementing a New Loan Origination System What Banks Need to Know By Abrigo 18 From Scramble to Strategy: Using AI the Right Way in Compliance By Stephanie Lyon, Ncontracts 20 Why Bank Customers Are Being Targeted Again The Long Tail of PPP By Jeff Otteson and Adam Dawson, Midwest Bankers Insurance Services 22 When More Choice Stops Feeling Like Progress By Amanda Marshall, Vice President of Marketing, ADVANTAGE 23 Alison Morgan Receives CBA’s Golden Hammer Award Honored for Outstanding Legislative Advocacy 3 Colorado Banker

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