1 Table of Contents 36

2014 Vol. 98 No. 1

34 HќќѠіђџȱ юћјђџ юћѢюџѦ 2014 ADVERTISERS INDEX The Baker Group.................................................................. Inside front cover Bankers' Bank.....................................................................................................15 Diebold Inc........................................................................................................... 3 Graduate School of Banking........................................................................... 13 IBA Annual Security & Risk Management Conference ........................................................................................ Outside back cover œœ˜Œ’ŠŽœȱ˜ȱSprings Valley Bank & Trust Companyǰȱ ›Ž—Œ‘ȱ ’Œ”ȱŠ—ȱ Šœ™Ž›ǰȱ›Š’œŽȱǞŝŖŖȱ˜›ȱ ›ŽŠœȱ Š—ŒŽ›ȱ Š›Ž—Žœœȱ ˜—‘ȱ’—ȱ Œ˜‹Ž›ǯȱ ž—›Š’œ’—ȱ ŽŸŽ—œȱ’—Œ•ž- ŽȱŽ–™•˜¢ŽŽȱ Œ˜˜”˜žœǰȱ “ŽŠ—œȱŠ¢ǰȱŠȱ œ’•Ž—ȱŠžŒ’˜—ȱ Š—ȱ›ŠĝŽœǯȱ ž—œȱ Ž›Žȱ ˜—ŠŽȱ˜ȱ‘Žȱ Š—Žȱ ž‘œȱ Š—ŒŽ›ȱ Ž—Ž›ȱ ’—ȱ Šœ™Ž›ǯ West End Bank, SB, RichmondǰȱœŽ•ŽŒœȱ˜—Žȱ—˜—™›˜ęȱ˜›Š- —’£Š’˜—ȱŽŠŒ‘ȱ–˜—‘ȱ˜ȱŠœœ’œǯȱ —ȱ ˜ŸŽ–‹Ž›ȱŘŖŗřȱ‘Žȱ‹Š—”ȱ œŽ•ŽŒŽȱ Š¢—Žȱ ˜ž—¢ȱ Š›’—Š•ȱ ›ŽŽ— Š¢ȱŠ—ȱ ™›ŽœŽ—Žȱ‘Žȱ ˜›Š—’£Š’˜—ȱ ’‘ȱ Šȱ˜—Š’˜—ȱ˜ȱ Ǟřşŝǯȱ —ȱ ŽŒŽ–‹Ž›ȱ ‘Žȱ‹Š—”ȱœŽ•ŽŒŽȱ Š•ŸŠ’˜—ȱ ›–¢ȱ Š—ȱ™›ŽœŽ—Žȱ’ȱ ’‘ȱŠȱ˜—Š’˜—ȱ˜ȱ ǞřŖŖǯ Community First Bank of Indiana, Kokomo, ˜—ŠŽȱ ǞśŖǰŖŖŖȱ’—ȱ ˜ŸŽ–‹Ž›ȱŘŖŗřȱ˜ȱ‘Žȱ ˜”˜–˜ȱ Š–’•¢ȱ ȱ ˜ȱŠœœ’œȱ ’‘ȱ‘ŽȱŒŠ™’Š•ȱŒŠ–™Š’—ȱ˜›ȱ‘Žȱ—Ž ȱ˜ —˜ —ȱ ȱ™›˜“ŽŒǯȱ —’’Š•ȱ™•Š—œȱ’—Œ•žŽȱŠȱ‘ŽŠ•‘ȱŠ—ȱ Ž••—Žœœȱ ŒŽ—Ž›ǰȱ•Š™ȱ™˜˜•ǰȱ–ž•’™ž›™˜œŽȱŠ‘Ž›’—ȱœ™ŠŒŽœȱŠ—ȱŠȱ ˜ž‹•Žȱ¢–—Šœ’ž–ǯ STAR Financial Bank, Fort Wayneǰȱ‘Ž•™Žȱ˜ȱŠ‘Ž›ȱ ˜—Š’˜—œȱ’—ȱ ŽŒŽ–‹Ž›ȱ˜›ȱ‘Žȱ ž—Œ’Žȱ ȱ’—ȱœž™™˜›ȱ ˜ȱ‘Žȱ ȱ ‘Ž•Ž›ȱ˜›ȱ ˜–Ž—ǯȱ ‘Žȱ ž—Œ’Žȱ‹›Š—Œ‘Žœȱ ˜ȱ‘Žȱ‹Š—”ȱ‘˜žœŽȱ ȱ’Ÿ’—ȱ›ŽŽœȱ‘›˜ž‘˜žȱ‘Žȱ –˜—‘ǰȱ’œ™•Š¢’—ȱŠœȱ•’œ’—ȱ—ŽŽŽȱ’Ž–œȱ˜›ȱ ˜–Ž—ȱ Š—ȱŒ‘’•›Ž—ȱ’—ȱ‘Žȱ ȱ›Š—œ’’˜—Š•ȱœ‘Ž•Ž›ǯ ž›’—ȱ‘Žȱ–˜—‘ȱ ˜ȱ Œ˜‹Ž›ȱŘŖŗřǰȱ Ž–™•˜¢ŽŽœȱ˜ȱCitizens State Bank, New Castleǰȱ˜˜”ȱ ™Š›ȱ’—ȱ ŽŽȱ Š’˜—Š•ȱ Ž—’–ȱ Š¢œȱ˜ȱ›Š’œŽȱ –˜›Žȱ‘Š—ȱǞřǰŖŖŖȱ’—ȱ œž™™˜›ȱ˜ȱ‹›ŽŠœȱ ŒŠ—ŒŽ›ȱŠ Š›Ž—Žœœǯȱ ȱ Šœȱȃ ŠœžŠ•ȱ ›’Š¢Ȅȱ ˜›ȱŽŠŒ‘ȱ™Š›’Œ’™Š’—ȱ Ž–™•˜¢ŽŽǰȱ’—ȱŽ¡- Œ‘Š—Žȱ˜›ȱŠȱǞśȱ˜—Š- ’˜—ǯȱ œȱŠ—ȱŠŽȱ ’œǰȱŽ–™•˜¢ŽŽœȱœ˜•ȱ‹•žŽȱ“ŽŠ—ȱ™˜Œ”Žœǰȱ ˜›Žȱ™’—”ȱ Ȭœ‘’›œǰȱŽŒ˜›ŠŽȱ‹›Š—Œ‘Žœȱ’—ȱ™’—”ȱŠ—ȱœŽ›ŸŽȱ ™’—” ›Ž›Žœ‘–Ž—œȱ˜ȱŒžœ˜–Ž›œǯ ‘ŽȱBath State Bankȱ žĴȬŽ›Ȭž—œȱ ž—’˜›ȱ Œ‘’ŽŸŽ–Ž—ȱǻ Ǽȱ ‹˜ •’—ȱŽŠ–ȱ›Š’œŽȱŠȱ›ŽŒ˜›ȱǞŗǰŗŞşǯśŖȱ’—Ž›—Š••¢ȱ˜›ȱ‘Žȱ ȱ ™›˜›Š–ǯȱ ŽŠ––ŠŽœȱ‘˜œŽȱ‹’—˜ǰȱ•ž—Œ‘Ž˜—œǰȱ“ŽŠ—œȱŠ¢œȱ Š—ȱŒ˜—Žœœȱ˜›ȱœŠěǯȱ —ȱ ˜ŸǯȱşǰȱŘŖŗřǰȱ‘ŽȱŽŠ–ȱ›Ž™›ŽœŽ—- Žȱ Š‘ȱ ŠŽȱ Š—”ȱŠȱ‘Žȱ ’Œ‘–˜—ȱ ȱ ˜ •ȬŠȬ‘˜—ǯȱȱ ȱ The New Washington State Bank, CharlestownǰȱŠœœ˜Œ’- ŠŽœȱ™Š›’Œ’™ŠŽȱ’—ȱ‘Žȱ ’¢ȱ˜ȱ ‘Š›•Žœ˜ —ȱ™Š›ŠŽȱ˜—ȱ ŽŒǯȱ ŗŚǰȱ˜Œžœ’—ȱ ˜—ȱŠȱ ‘›’œ- –Šœȱ—Š’Ÿ’¢ȱ ‘Ž–Žǯȱ ŽŸŽ›Š•ȱ ‹Š—”ȱ™Ž›œ˜—- —Ž•ǰȱ‹˜Š›ȱ –Ž–‹Ž›œȱŠ—ȱ Š–’•¢ȱ™Š›’Œ’- ™ŠŽǰȱ’—Œ•ž- ’—DZȱ ŠȱŠ—ȱ ’›’Š–ȱ •˜ĵ- ‹ŠŒ‘ǰȱ Žěȱ Š••ǰȱ Žœœ’ŒŠȱŠ—ȱ Š›˜—ȱ Š››˜••ǰȱ Œ˜Ĵȱ Ž——Ž›ǰȱ ˜—¢ȱ Ȃ ŽŠ•ǰȱ ›Žȱ ‘Ž››Š›ǰȱ Šȱ Š’•¢ǰȱ Š›- ›Ž••ȱ ž›˜—ǰȱ ŽŽȱ ‘˜–ŠœȱŠ—ȱ Ž——’œȱ Š›Ž›ǯȱ BANKING ON COMMUNITY Celebrating Springs Valley Bank & Trust Company donation to the Lange Fuhs Cancer Center are (left to right): Dianna Land, Brenda Hoover, Nicole Ford, Bernita Berger, Mike Jones (Memorial Hospital), Loretta Dorman, Debbie Wilson, Lynne Emmons and Julie Payne. John P. McBride (right), president and CEO of West End Bank, SB, Richmond, presents a donation check to Captain Alex Norton, executive director of the Salvation Army. Associates of The New Washington State Bank, Charlestown, brave winter weather for the City of Charlestown Christmas parade. Showing their colors as supporters of Lee National Denim Days are employees of the Portland branch of Citizens State Bank (left to right): Kristy Inman, Lorie Taylor, Zach Chenoweth, Kayla Smith and Betty St. Myer. ICBA National Convention.............................................................................29 The KeyState Companies.....................................................Inside back cover SNL Financial LC............................................................................................... 23 Stock Yards Bank & Trust Company.................................................................7 Young & Associates........................................................................................... 25

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