2014 Vol. 98 No. 1

ASSOCIATION UPDATE:	4
PRESIDENT'S PONDERINGS	6
BOARD REVIEW	8
IBA CALENDAR OF EVENTS	9
COVER STORY - DAVE HEETER: LIFELONG BANKER	10
FEATURES:	4
IBA PRESENTS 2014 BOARD OF DIRECTORS	17
WHAT YOU DO, AMPLIFIED	26
OUR GLOBAL MESSAGE	28
ADVOCACY FOR YOU AND BY YOU	31
GR SPOTLIGHT - INDIANA POLITICS: 2014	21
PSP SHOWCASE - ANNOUNCING TWO NEW PREFERRED SERVICE PROVIDERS	22
DIRECTORS/SENIOR MANAGEMENT - INTEREST-RATE RISK: A PRIORITY FOR 2014	24
EDUCATION ROUNDUP - FIFTY ATTEND MIDWEST AGARICULTURAL BANKING SCHOOL	30
DEPARTMENTS:	4
ASSOCIATE MEMBERS' CORNER	13
HONORS	13
COMPLIANCE CONNECTION	14
IN MEMORY OF	14
FROM THE BOARD ROOM	25
BANKERS ON THE MOVE	32
BANKING ON COMMUNITY	34
ADVERTISERS INDEX	34

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