INSIDE Indiana Centennial Banks Celebrate 100 Years of Service. Story on page 9. Hoosier Banker DECEMBER 2014
ICBA Bancard/TCM Bank | ICBA Securities | ICBA Mortgage ICBA Reinsurance | ICBA Consulting | ICBA Strategic Technology Solutions www.icbabancard.org (800) 242-4770 Grow your bank with us. “We exist to serve our small business customers and their diverse financial needs. That includes a competitive credit card offering through ICBA Bancard that gives them the liquidity they need and the reporting tools they require to help run their businesses.” Rick Jameson Chief Education Officer Morton Community Bank WE BELONG.....
Indiana Bankers Association Officers, Directors & Staff IBA Officers Chairman ................................................................ David W. Heeter, MutualBank, Muncie FirstVice Chairman .......................................... Larry W. Myers, First Savings Bank, Clarksville SecondVice Chairman ........................... Michael H. Head, First Federal Savings Bank, Evansville Immediate Past Chairman ................................. James C. Marcuccilli, STAR Bank, Fort Wayne President and Chief Executive Officer .... S. Joe DeHaven, Indiana Bankers Association, Indianapolis Constituent Directors ICBA State Director ........................................ David M. Geis, Jackson County Bank, Seymour ABA Membership Council ....................... Michael K. Bauer,Your Community Bank, New Albany Future Leadership Division President .......... Lucas White,The Fountain Trust Company, Covington Northeast Region Directors James G. Hiatt, First State Bank of Middlebury Michael C. Marhenke, iAB Financial Bank, Fort Wayne Gregory Maxwell, Farmers State Bank, Mentone Northwest Region Directors Annette M. Russell, Security Federal Savings Bank, Logansport Patrick Duffey, State Bank of Burnettsville Karen I. Miller,The Farmers Bank, Frankfort Southeast Region Directors Dennis Wayman, State Bank of Medora George W. Ferriell, Bath State Bank Archie M. Brown, MainSource Financial Group, Greensburg Southwest Region Directors Clay W. Ewing, German American, Jasper Kurt D. Rosenberger, Our Community Bank, Spencer Matthew W. Howrey, North Salem State Bank IBA Staff President & Chief Executive Officer ........................................................... S. Joe DeHaven ExecutiveVice President .............................................................. Paul W. Freeman, CAE SeniorVice President–Government Relations ........................................ Amber R.VanTil, JD Vice President–Meetings & Events ............................................ Christina M. Bennett, CMP Vice President–Government Relations ........................................................... Dax Denton Vice President–Products & Services ................................................................. Rod Lasley Vice President–Education & Training ........................................................... Laurie A. Rees Vice President–Communications .................................................................. Laura Wilson Events & Products/Services Assistant .............................................................. Susan Clark Education Meeting Coordinator ................................................................ Elizabeth Kilty Education Meeting Coordinator ................................................................. Marlene Wells Staff Accountant ....................................................................................... Timothy Fry IT and Facilities Manager ...................................................................... Tracy Wainscott Administrative Assistant ........................................................................... Michelle Long Government Relations & Communications Office Manager ............................ Joshua A. Myers Email addresses: First initial of the staff member’s first name plus last name; example: jdoe@indianabankers.org Please send news releases to: IBAcommunications@indianabankers.org Mission To advocate for and sustain an environment in which banks can succeed. Vision To provide exemplary service to members as the premier state bank trade association in the country. Values In fulfilling our mission, we will: • Maintain the highest ethics, integrity and respect for others; • Serve with professionalism, innovation and resourcefulness; • Instill passion, positive attitude and enthusiasm; • Remain mindful that the success of the IBA is judged by the success of its members. View Hoosier Banker Digital at www.ourdigitalmags.com/ publication/?m=19522&l=1. Publication Disclaimer Hoosier Banker articles are published by the IBA Service Corp., a subsidiary of IBA Holding Company Inc., that is a wholly owned subsidiary of the Indiana Bankers Association. All material published in Hoosier Banker and/or on the IBA website is the property of the Indiana Bankers Association.
5 Hoosier Banker TABLE OF CONTENTS VOLUME 98 NO. 12 6925 Parkdale Place Indianapolis IN 46254-4673 Phone: 317-387-9380 Fax: 317-387-9374 www.indianabankers.org Publisher: S. Joe DeHaven Editor: Laura Wilson Advertising: Rod Lasley Send news releases to: IBAcommunications @indianabankers.org Hoosier Banker (ISSN 0018-473X) is published monthly by the IBA Service Corp., a subsidiary of IBA Holding Company Inc., that is a wholly owned subsidiary of the Indiana Bankers Association. The magazine invites news from IBA members. Copy deadline: first of the month preceding publication. Advertising: Rates available upon request or online at www.indianabankers.org. Advertisers should provide electronic PDFs by the 15th of the month preceding publication. Hoosier Banker advertising is available to members and associate members of the Indiana Bankers Association only. Subscriptions: Hoosier Banker subscriptions are provided free of charge exclusively to members and associate members of the Indiana Bankers Association. Public access to Hoosier Banker Digital is available at www.indianabankers.org. COVER STORY 9 INDIANA CENTENNIAL BANKS: CELEBRATING 100YEARS OF SERVICE FEATURES 6 PRESIDENT’S PONDERINGS S. Joe DeHaven, IBA 8 IBA CALENDAR OF EVENTS 11 HONORING PAST ASSOCIATION PRESIDENTS AND CHAIRMEN 13 ROLL CALL OF FORTYYEAR CLUB MEMBERS 18 BRIDGING EMERGING LEADERS AMONG INDIANA BANKERS Dax Denton, IBA 30 ‘.BANK,’ ABA AND YOU Frank Keating,ABA 31 TRANSFORMATIONAL TIMES Camden R. Fine, ICBA GR SPOTLIGHT 20 VOTERVOICE: GRASSROOTS ADVOCACY IS JUST A CLICK AWAY Joshua A. Myers, IBA PSP SHOWCASE 23 PSP UPDATE –YEAR-END SUMMARY Rod Lasley, IBA DIRECTORS / SENIOR MANAGEMENT 27 ALTA BEST PRACTICE NO. 5:‘IT AIN’T OVER, ’TIL IT’S OVER’ Jonathan Biggs, Investors Title Insurance Company DEPARTMENTS 17 BANKING ON COMMUNITY 17 ASSOCIATE MEMBERS' CORNER 18 VIDEO BONUS 21 IN MEMORY OF 21 ANNIVERSARY MILESTONE 22 COMPLIANCE CONNECTION Larry C.Tomlin, Krieg DeVault LLP 22 HONORABLE MENTIONS 32 BANKERS ON THE MOVE 34 ADVERTISERS INDEX 5 Hoosier Banker DecemBer 2014 Centennial Banks Celebrate 100 Years of Service
6 Hoosier Banker December 2014 TheTrue Meaning of Christmas – Luke 2: 8-14 “And there were in the same country shepherds abiding in the field, keeping watch over their flock by night. “And lo, the angel of the Lord came upon them, and the glory of the Lord shone round about them, and they were sore afraid. “And the angel said unto them, Fear not, for behold, I bring you tidings of great joy, which will be to all people. “For unto you is born this day in the city of David a Savior, which is Christ the Lord. “And this shall be a sign unto you; Ye shall find the babe wrapped in swaddling clothes lying in a manger. “And suddenly there was with the angel a multitude of the heavenly host praising God, and saying, “Glory to God in the highest, and on earth peace, good will toward men.” As unbelievable as it seems, we are now closing in on the end of the year 2014. At this time of year, we welcome the December holidays – a time when we sing festive songs, send cheerful greetings and exchange gifts with loved ones. We may try to act a little nicer to our fellow human beings, and many will bestow extra touches of generosity. It is a season of caring and sharing, when we declare that it is better to give than to receive – though much of that spirit has yielded to the commercial side of the holidays. That struggle between commercialism and the sacredness of the season was the theme of a classic cartoon that debuted almost 50 years ago: “A Charlie Brown Christmas.” We all know the story. Charlie Brown, the central character of the Peanuts comic strip, sets out to direct a Christmas play. He is determined to convey the true meaning of the holiday and comes fully prepared with scripts, costumes and director signals. But his classmates pay no attention to his direction and instead play, dance and show off. Even his faithful dog Snoopy sides against him. Exasperated, Charlie Brown decides to take a break and, accompanied by young pal Linus, goes out in search of a Christmas tree. The boys arrive at a brightly lit Christmas tree lot, where they are dwarfed by a forest of flashing aluminum monstrosities. Charlie Brown continues his search, spots a lonely little tree, and instantly chooses it. When Charlie Brown brings his paltry find to the other children, they scoff and berate him, telling him he’s “hopeless, completely hopeless.” In frustration he wails, “Isn’t there anyone who knows what Christmas is all about?” “Sure, Charlie Brown,” pipes up Linus. Blanket in hand, Linus steps onto stage, asks for “lights, please,” and then gently recites the beautiful story of the real meaning of Christmas. The biblical recitation ends with, “Glory to God in the highest, and on earth peace, good will toward men.” Peace and good will. How elusive these pure traits are, and yet I am blessed to see acts of peace and good will every day. I am blessed, because I have been working with bankers for nearly 45 years, and my observation is that they are the most giving, generous people I have ever met. The bankers I know and have worked with for decades regularly give back to their communities all year long, not only at Christmas. When I speak with bankers, they are quick to talk about their customers, communities and staffs well before shareholders, certainly before themselves. Their common priority is service to others. Bankers are the leaders in every community regarding economic development, philanthropic service and civic responsibility. FEATURE President’s Ponderings S. Joe DeHaven, President & Chief Executive Officer, Indiana Bankers Association Those of us at the Indiana Bankers Association work every day toward our mission: “To advocate for and sustain an environment in which banks can succeed.” That effort results in our providing ongoing educational programming, communicating hot issues, utilizing joint buying power, creating atmospheres for peer exchange through convening, and being proactive in legislative and regulatory arenas. The reason we are passionate about our work is because we witness our members’ daily servitude to community, customers, staff and shareholders. Each month, Hoosier Banker magazine devotes pages to the good deeds bankers do in their communities. We know we only scratch the surface of those good deeds. Additionally we know that Indiana banks/bankers provide billions of dollars of loans to start and sustain businesses, help to finance lifelong dreams through mortgages and personal loans, and offer sage financial advice to consumers throughout all phases of life. Your staff at the IBA are honored to support and join you in your quest to better the lives of others. This holiday season, may you have the opportunity to reflect upon your important acts of giving and feel proud of your contributions to others. And just as “A Charlie Brown Christmas” finished with a happy ending – with the children shouting, “Merry Christmas, Charlie Brown!” – may you enjoy a beautiful holiday season, with peace on earth and good will toward men. “And multitude manger.
THE IBA LEADERSHIP DEVELOPMENT PROGRAM IT’S SIMPLE, BUT IT ISN’T EASY MARCH 9-12, 2015 DO SOMETHING THAT SCARES YOU JUNE 3-5, 2015 LIMITATIONS ARE SELF-IMPOSED AUGUST 19-21, 2015 WHO DARES WINS OCTOBER 14-16, 2015 An intensive, eight-month program, guaranteed to motivate and accelerate the development of leaders in the Indiana banking industry. Only 25 attendees are admitted to the program. Admissions are first-come, first-served. Applications Deadline is January 30, 2015 For more information contact Laurie Rees at (317) 387-9380 or visit indianabankers.org
CALENDAR UPDATE 8 Hoosier Banker December 2014 Calendar of events Register online at indianabankers.org/education-events The IBA Center for Professional Development is located at 6925 Parkdale Place, Indianapolis. Phone: 317-387-9380. Alternative Delivery Channels … Available at your convenience via Webinar, CD-ROM or On-Demand Indiana Economic Outlook Forum Jan. 9, 2015 - Wyndham Indianapolis West Analyzing Tax Returns in Self-Employed and Small Business Situations Jan. 14 - IBA Center Analyzing Commercial and Industrial Business Cash Flow Jan. 15 - IBA Center Branch Management Series: Session 1 - Managing a Successful Branch Jan. 20 - IBA Center Compliance Administration and Audit Jan. 20 - IBA Center Senior Retail Lender Forum Jan. 21 - IBA Center Auditing BSA Jan. 21 - IBA Center Risk Management Officer Forum Jan. 27 - IBA Center BSA Graduate School Jan. 27-28 - IBA Center Legislative Briefing and Reception Feb. 3 - Hyatt Regency Indianapolis Community Bankers for Compliance Series: Session 1 Feb. 9 - Courtyard by Marriott, Fort Wayne Feb. 10 - IBA Center Feb. 11 - IBA Center Chief Financial Officer Forum Feb. 17 - Group 1 - IBA Center Feb. 20 - Group 2 - IBA Center Call Report: Review and Update Feb. 17 - IBA Center Banking Essentials, Session 1 - Banking 101 Feb. 18 - IBA Center Senior Lender Forum Feb. 18 - Group 1 - IBA Center Feb. 19 - Group 2 - IBA Center The Customer Onboarding Experience - Increasing Share of Wallet Feb. 19 - IBA Center IRA Basics Feb. 24 - IBA Center Marketing Director Forum - New! Feb. 24 - IBA Center IRA Intermediate Issues Feb. 25 - IBA Center IT and Operations Officer Forum Feb. 26 - Group 1 - IBA Center Feb. 27 - Group 2 - IBA Center Indiana Deposit Account Administration March 5 - IBA Center IBA Leadership Development Program: Session 1 - It’s Simple, But It Isn’t Easy March 10-13 - Wooded Glen Executive Retreat & Conference Center, Henryville IBA Future Leadership Division’s Day at the Statehouse March 16 - Indiana Statehouse Implementing the Integrated Disclosure Rules March 16-17 - IBA Center Human Resources Director Forum March 17 - IBA Center Annual Security and Risk Management Conference March 18-19 - Indianapolis Marriott North Training the Credit Analyst March 24-25 - IBA Center Trust Officer/Financial Adviser Forum April 7 - IBA Center Home Mortgage Disclosures Act Seminar April 9 - IBA Center Social Media Bootcamp:The Risks and Opportunities of Your Bank’s Online and Social Media Footprint April 14 - IBA Center Branch Management Series: Session 2 - Growing the Retail Bank April 21 - IBA Center Banking Essentials: Session 2 - Business Operations and Management April 22 - IBA Center Train the Trainer: Plans, Programs and Processes That Work April 23 - IBA Center Senior Retail Lender Forum May 6 - IBA Center Today’s Bank Board Secretary - More Than Just Taking Minutes May 7 - IBA Center Community Bankers for Compliance Series: Session 2 May 11 - Courtyard by Marriott - Fort Wayne May 12 - IBA Center May 13 - IBA Center Risk Management Officer Forum May 21 - IBA Center BSA/AML Compliance School June 2-3 - IBA Center IBA Leadership Development Program: Session 2 - Do Something That Scares You June 3-5 - Wooded Glen Executive Retreat & Conference Center, Henryville IBA Commercial Lending School June 7-12 - IBA Center Chief Financial Officer Forum June 16 - Group 1 - IBA Center June 19 - Group 2 - IBA Center Jan. 6, 2015 - HMDA:What to Know Now, and What’s on the Horizon? Jan. 7 - Apple Pay, the Mobile Payments Game Changer: Considerations and Action Steps for Community Banks Jan. 8 - Disaster Management and Continuity Planning, Including Critical Vendors Jan. 13 - IRA and HSA Update: 2014-15 TaxYears Jan. 14 - CFPB Rules for Mortgage Loan Officer Compensation Jan. 15 - Advanced Endorsements: POAs, Businesses,Trusts and More Jan. 21 - FDIC Trends and Deficiencies Cited in Matters Requiring Board Attention (MRBA) Jan. 22 - Security Officer Reports to the Board: Compliance and Best Practices in Fulfilling Your Annual Requirement Jan. 23 - Call Reports: Basel III and RC-R Changes Line-by-Line Jan. 27 - Customer Complaint and Response Management Jan. 28 - Dealing With ACH Tax Refunds: Exceptions, Posting and Bank Responsibilities Jan. 29 - Emerging Leader Series:The UBPR - Understanding Peer Group Comparison to Improve Bank Performance Feb. 3 - Revisiting Your RESPA and TILA Policies to Include the New Integrated Disclosure Requirements Feb. 4 - Understanding Appraisals and Appraisal Review Concepts for Lenders Feb. 5 - New BSA Officer Training Feb. 10 - FASB/GAAP Update, Including Proposed Modifications to ALLL Calculations Feb. 11 - Qualifying Borrowers Using Personal Tax Returns Part 1: Basics, Itemized Deductions, Interest and Dividend Income, Sole Proprietorships and Capital Gains Feb. 12 - New Accounts Series:Account-Opening Due Diligence Feb. 18 - FinCEN Guidance on Banking Marijuana Businesses Feb. 19 - Regulator Issues and Update for the Credit Analyst Feb. 24 - Advanced ACH Specialist Series: Setting and Monitoring Effective ACH Exposure Limits Feb. 25 - FFIEC Guidelines and Recent Development in Cyber Security Risk Management Feb. 26 - Top 10 Compliance Mistakes in Advertising March 3 - Traditional and Roth IRA Fundamentals, and Compliance Considerations March 4 - Qualifying Borrowers Using Personal Tax Returns Part 2: Income From Rentals, Royalties, Partnerships, S Corporations and Farms March 5 - Free Checking Trends in Today’s Market: Feasibility, Regulations and Benefits March 10 - Update on Capital Planning, Contingency and Basel III for the Board March 12 - Legally Handling ATM and Debit Card Claims Under Regulation E March 17 - Flood Insurance Compliance Review and Update March 19 - Real Estate Valuation: Beyond the Basics March 24 - The TILA / RESPA Integrated Disclosure Line-by-Line Part 1: Loan Estimate
9 Hoosier Banker December 2014 In 1995, the bank took its current formal name of United Fidelity Bank, fsb, a.k.a. United Bank. Currently the bank has seven banking centers serving four offices in Evansville, one in Newburgh, one in Mount Vernon and one in Cincinnati. All seven locations were the site of a Nov. 21 centennial celebration, with the public invited for refreshments and giveaways, including a $100 savings account. Continued on page 10. COVER STORY The Indiana Bankers Association takes pride in the longevity of Indiana banks. This year, fully 80 banks headquartered in the Hoosier state stake claim to being in operation 100 years or longer. In this issue of Hoosier Banker, we focus on the three banks which reached their centennial milestone years of service in 2014: Farmers and Merchants Bank, Laotto; United Bank, Evansville; and United Community Bank, Lawrenceburg. Farmers and Merchants Bank, Laotto On Oct. 17, 1914, a group of townspeople in Laotto met at a local schoolhouse and laid plans to sell 150 shares of stock at $100 each to raise funds to start a bank. One of the original stockholders and founder was Harvey Guthrie, whose grandson Thomas L. Guthrie now serves as chairman of the board of Farmers and Merchants Bank. The bank officially was recognized on Oct. 29, 1914, and took up residence in a building shared with a store at a rental rate of $3 per month. Today the bank has branched into the towns of Churubusco, Huntertown and Kendallville, in addition to servicing Laotto. To celebrate its centennial year, Farmers and Merchants Bank sponsored a children’s coloring contest and hosted summertime picnics for customers. United Bank, Evansville United Bank began its existence in November 1914 in downtown Evansville as Fidelity Savings and Loan, established to help members of the community achieve homeownership. Following the Great Depression, the institution adopted a federal charter and took the name of Evansville Federal Savings and Loan. The bank acquired United Savings and Loan in 1976 and converted to a stockholder-owned savings bank in 1987. Indiana Centennial Banks: Celebrating 100 Years of Service Farmers and Merchants Bank, Laotto – past Farmers and Merchants Bank, Laotto – present United Bank, Evansville – past United Bank, Evansville – present
10 Hoosier Banker December 2014 Continued from page 9. United Community Bank, Lawrenceburg More than 200 years of combined bank history make up the background of United Community Bank, whose name is the result of a 1999 merger of two Lawrenceburg banks, Perpetual Federal S&L and Progressive Federal Savings Bank. Perpetual Federal was established in 1894, and Progressive Federal Savings was established in 1914, accounting for the centennial celebration of United Community Bank. The bank is headquartered in Lawrenceburg with two additional Lawrenceburg branches, plus branches in Aurora, St. Leon, Milan, Osgood and Versailles. Its corporate headquarters, located on Walnut Street in Lawrenceburg, on the Ohio River banks, is known as the “Jesse Hunt House. The circa-1920 edifice was Indiana’s first three-story brick building erected in Indiana. t United Community Bank, Lawrenceburg – historic headquarters United Community Bank, Lawrenceburg – Top Work Places 2014 Ameriana Bank, New Castle, 1890 American Savings FSB, Munster, 1910 Bank of Geneva, 1882 Bippus State Bank, Huntington, 1911 Bloomfield State Bank, 1873 Campbell & Fetter Bank, Kendallville, 1863 Centier Bank, Merrillville, 1895 Central National Bank and Trust Company, Attica, 1887 The Citizens Exchange Bank, Fairmount, 1893 Citizens State Bank, New Castle, 1873 Community Bank, Noblesville, 1913 Community State Bank of Southwestern Indiana, Poseyville, 1905 Dearborn Savings Bank, Lawrenceburg, 1890 The Elberfeld State Bank, 1905 The Fairmount State Bank, 1902 The Farmers Bank, Frankfort, 1876 Farmers and Mechanics Federal Savings and Loan Association, Bloomfield, 1892 Farmers & Merchants Bank, Boswell, 1903 Farmers and Merchants Bank, Laotto, 1914 The Farmers State Bank, Brookston, 1905 Farmers State Bank, Mentone, 1892 FCN Bank, Brookville, 1900 First Bank of Berne, 1891 First Bank Richmond, NA, 1887 First Farmers Bank and Trust Company, Converse, 1885 First Federal Savings Bank, Evansville, 1904 First Federal Savings Bank, Huntington, 1912 First Federal Savings Bank of Washington, 1895 First Federal Savings & Loan Association of Greensburg, 1883 First Financial Bank, NA, Terre Haute, 1834 First Harrison Bank, Corydon, 1891 First Merchants Bank, NA, Muncie, 1893 First National Bank, Cloverdale, 1913 The First National Bank, Monterey, 1910 The First National Bank of Odon, 1890 1st Source Bank, South Bend, 1863 The First State Bank of Bourbon, 1884 First State Bank of Middlebury, 1910 The Fountain Trust Company, Covington, 1903 The Friendship State Bank, 1912 Garrett State Bank, 1893 German American, Jasper, 1910 Greenfield Banking Company, 1871 Hendricks County Bank & Trust Company, Brownsburg, 1908 Home Bank, Martinsville, 1890 Home National Bank, Thorntown, 1901 Hoosier Heartland State Bank, Crawfordsville, 1899 Horizon Bank, NA, Michigan City, 1873 Jackson County Bank, Seymour, 1900 Lafayette Savings Bank, FSB, 1869 Lake City Bank, Warsaw, 1872 The La Porte Savings Bank, 1871 Lynnville National Bank, 1907 MainSource Bank, Greensburg, 1904 Mid-Southern Savings Bank, FSB, Salem, 1886 Mutual Savings Bank, Franklin, 1890 MutualBank, Muncie, 1889 The Napoleon State Bank, 1903 The New Washington State Bank, Charlestown 1908 Old National Bank, Evansville, 1834 Ossian State Bank, 1912 Our Community Bank, Spencer, 1911 Peoples Bank, Munster, 1910 Peoples Savings and Loan Association, Monticello, 1899 The Peoples State Bank, Ellettsville, 1904 Peoples Trust & Savings Bank, Boonville, 1895 Riddell National Bank, Brazil, 1885 River Valley Financial Bank, Madison, 1875 Salin Bank, Indianapolis, 1902 The Scott County State Bank, Scottsburg, 1890 Scottsburg Building & Loan Association, 1889 Springs Valley Bank & Trust Company, French Lick, 1902 State Bank of Burnettsville, 1902 State Bank of Lizton, 1910 Terre Haute Savings Bank, 1869 Tri-County Bank & Trust Company, Roachdale, 1892 United Bank, Evansville, 1914 United Community Bank, Lawrenceburg, 1914 Wayne Bank and Trust Co., Cambridge City, 1882 West End Bank, Richmond, 1894 Centennial Banks: IBA Indiana-Based Banks in Operation 100+Years
11 Hoosier Banker December 2014 Continued on page 12. FEATURE Honoring Past Association Presidents and Chairmen The Indiana Bankers Association appreciates the leadership of the following past presidents and chairmen, who have kept the IBA strong and vibrant since 1897. IndIana Bankers assocIatIon *A.M. Fletcher, Indianapolis, 1897-98 *C.T. Lindsey, South Bend, 1898-99 *D.A. Coulter, Frankfort, 1899-1900 *Hugh Dougherty, Bluffton, 1900-01 *F.L. Powell, Madison, 1901-02 *R.L. O’Hair, Greencastle, 1902-03 *W.W. Bonner, Greensburg, 1903-04 *A.G. Lupton, Hartford City, 1904-05 *C.H. Church, Muncie, 1905-06 *Jonce Monyhan, Orleans, 1906-07 *H.C. Johnson, Seymour, 1907-08 *J.R. Voris, Bedford, 1908-09 *James W. Sale, Markle, 1909-10 *C.H. Worden, Fort Wayne, 1910-11 *Earl S. Gwin, New Albany, 1911-12 *Col. J.L. McCulloch, Marion, 1912-13 *M.S. Sonntag, Evansville, 1913-14 *J.P. Frenzel Jr., Indianapolis, 1914-15 *Frank J. Pitner, LaPorte, 1915-16 *J.L. Bayard Jr., Vincennes, 1916-17 *F.E. Davis, Tipton, 1917-18 *Robert A. Morris, Fairmount, 1918-19 *R.W. Akin, Sullivan, 1919-20 *C.L. Zigler, South Bend, 1920-21 *J.A. Rhue, Marion, 1921-22 *C.D. Billings, Seymour, 1922-23 *C.S. Kitterman, Cambridge City, 1923-24 *J.V. Carpenter, Brazil, 1924-25 *Rome C. Stephenson, South Bend, 1925-26 *H.C. Rothert, Huntingburg, 1926-27 *C.O. Holmes, Gary, 1927-28 *A.G. Brown, Greencastle, 1928-29 *Elmer W. Stout, Indianapolis, 1929-30 *Frank B. Bernard, Muncie, 1930-31 *Charles M. Niezer, Fort Wayne, 1931 *W.A. Collings, Crawfordsville, 1931-33 *Felix M. McWhirter, Indianapolis, 1933-34 *M.J. Kreisle, Tell City, 1934-35 *B.D. Mitchell, Kokomo, 1935-36 *C.B. Enlow, Evansville, 1936-37 *F.W. Van Antwerp, South Bend, 1937-38 *R.H. Myers, Muncie, 1938-39 *A.J. Wedeking, Dale, 1939-40 *Paul N. Bogart, Terre Haute, 1940-41 *W.W. Gasser, Gary, 1941-42 *Arch C. Voris, Bedford, 1942-43 *Burr S. Swezey, Lafayette, 1943-44 *Otto N. Frenzel, Indianapolis, 1944-45 *J.O. Sanders, Huntingburg, 1945 *Charles H. Buesching, Fort Wayne, 1945-47 *Robert D. Mathias, Evansville, 1947-48 *H.C. Morrison, Crawfordsville, 1948-49 *E.W. Baumgartner, Berne, 1949-50 *L.L. Matthews, South Bend, 1950-51 *Joseph B. Crosby, Greencastle, 1951-52 *Ralph Horner, Winamac, 1952-53 *James M. Givens, Indianapolis, 1953-54 *Sheldon Cooper, Anderson, 1954-55 *S.E. Lauther, Columbus, 1955-56 *L.S. Armstrong, Elkhart, 1956-57 *Walter A. Schlechte, Evansville, 1957-58 *William J. Riley, East Chicago, 1958-59 *Floyd A. Hines, Connersville, 1959-60 *George E. Rogers, Marion, 1960-61 *Ralph V. Sherping, Wabash, 1961-62 *William P. Givens, Muncie, 1962-63 *Earl G. Schwalm, Fort Wayne, 1963-64 *Burr S. Swezey Jr., Lafayette, 1964-65 *Rolland H. Neese, Franklin, 1965-66 *Robert M. Schram, Peru, 1966-67 *Russell M. Daane, Fort Wayne, 1967-68 *L.J. Arnold, Danville, 1968-69 *Blaine H. Wiseman, Corydon, 1969-70 *Philip W. McCauley, Madison, 1970-71 Robert W. Renner, Hartford City, 1971-72 Paul N. Dinkins, Columbus, 1972-73 *James P. Coplen, Logansport, 1973-74 *Richard A. Life, Peru, 1974-75 *C. Lloyd Griffis, Bluffton, 1975-76 *William C. Farrell, Crawfordsville, 1976-77 Tom G. Voss, Seymour, 1977-78 Paul E. Shaffer, Fort Wayne, 1978-79 *C. Wayne Worthington, Evansville, 1979-80 *Robert C. Laue, Indianapolis, 1980-81 *Mark H. Caress, Crawfordsville, 1981-82 Joseph W. Bibler, Valparaiso, 1982-83 William H. King, Richmond, 1983-84 *Robert W. Hill, Greenwood, 1984-85 *David H. Howarth, Lafayette, 1985-86 Jon S. Armstrong, Elkhart, 1986-87 Patrick E. McNarny, Logansport, 1987-88 Gerald L. Armstrong, Seymour, 1988-89 *Sherman L. Anderson, Linton, 1989-90 John A. Nash, Columbus, 1990-91 Carl D. Erskine, Anderson, 1991-92 James R. Schrecongost, Muncie, 1992-93 David D. Baer, Bloomington, 1993-94 H. Lee Cooper, Evansville, 1994-95 *Jackson R. Lehman, Fort Wayne, 1995-96 George L. Allison, Spencer, 1996-97 *Edmond O. Dodson, Liberty, 1997-98 John W. Perry, Terre Haute, 1998-99 William E. “Mac” McWhirter, Indianapolis, 1999-2000 Harry J. Bailey, New Castle, 2000-01 Jerry M. Ault, Wabash, 2001-02 Robert F. Fix, Richmond, 2002-03 *Ronald G. Seals, Jasper, 2003-04 T. Tim Unger, Plainfield, 2004-05 Charles L. Crow, Noblesville, 2005-06 Michael L. Cox, Muncie, 2006-07 Joseph G. Pierce, LaGrange, 2008 Roger K. Cromer, Wabash, 2009 Michael K. Bauer, New Albany, 2010 David M. Geis, Seymour, 2011 Patrick J. Glotzbach, Charlestown, 2012 James C. Marcuccilli, Fort Wayne, 2013 IndIana League of savIngs InstItutIons *J.D. Johnson, Kokomo, 1892-94 *Charles N. Thompson, Indianapolis, 1895-96 *C.A. Bookwalter, Indianapolis, 1896-99 *I.H.C. Royse, Terre Haute, 1900-02 *T.B. Orr, Anderson, 1903-04 *Howard Sanderson, Terre Haute, 1905-12 *C.A. Royse, Terre Haute, 1913-14 *W.B. Reed, Attica, 1915-18 *F.M. Boone, South Bend, 1919-20 *E.E. Katterhenry, Indianapolis, 1920-21 *Forest Larmore, Anderson, 1921-23 *Eugene C. Ashby, Ladoga, 1923-25 *A.Q. Gallahan, Peru, 1925-27
12 Hoosier Banker December 2014 Continued from page 11. *Lew M. O’Bannon, Corydon, 1927-29 *Carl J. Weber, Fort Wayne, 1929-31 *H. Arthur Strassweg, Evansville, 1931-32 *Charles E. Conger, Muncie, 1932-33 *Mark L. Dickover, Valparaiso, 1933-34 *Leo F. Welch, Indianapolis, 1934-35 *George A. Schaal, Terre Haute, 1935-36 *Robert W. Marks, Ladoga, 1936-37 *Fermor S. Cannon, Indianapolis, 1937-38 *James Clawson, Muncie, 1938-39 *Walter H. Dreier, Evansville, 1940 *C.E. Bagley, Hammond, 1941 *Earl C. Bucher, Huntington, 1942 *E.W. Springer, Indianapolis, 1943 *George E. Hayes, Marion, 1944 *Arthur W. Allen, Washington, 1945 *Thomas S. Gozdecki, East Chicago, 1946 *Arthur H. Deitsch, Evansville, 1947 *Byron L. Jones, Lebanon, 1948 *Clyde W. Andrews, Terre Haute, 1949 *Edward J. Tighe, New Albany, 1950 *Fred J. Hums, Mishawaka, 1951 *Lester K. Bing, Anderson, 1952 *Louis M. Hershberger, Crawfordsville, 1953 *William D. Cameron, Connersville, 1954 *Willard T. Jordan, New Castle, 1955-56 *W.E. Baldridge, Bloomington, 1956-57 *W.D. Fitzpatrick, Indianapolis, 1957-58 *A.G. Shireman, South Bend, 1958-59 *Louis H. Boink Jr., Evansville, 1959-60 *Herbert E. Williams, Kokomo, 1960-61 Paul W. “P.W.” Prior, New Castle, 1961-62 William M. Hebert, Hobart, 1962-63 *Miles L. Wilson, Wabash, 1963-64 *Milton S. Martin, Indianapolis, 1964-65 *Ernest H. Collins, Greencastle, 1965-66 *Earl T. Hoover, Anderson, 1966-67 *Walter C. Burt, Muncie, 1967-68 *Arch R. Dunbar, Terre Haute, 1968-69 *William R. Baugh, Evansville, 1969-70 J. Hurshel McCutchen, Bloomington, 1970-71 Joseph C. Durand, Valparaiso, 1971-72 David J. Russell, New Albany, 1972-73 *Merritt B. McVicker, Marion, 1973-74 Richard D. Muir, Indianapolis, 1974-75 *Edward E. Whalen, Plainfield, 1975-76 *John D. Gill, South Bend, 1976-77 Donald A. Rausch, Evansville, 1977-78 *John K. Keach Sr., Seymour, 1978-79 *Gene B. Kern, Muncie, 1979-80 Norman J. Knights, Greencastle, 1980-81 *B.J. Adkins, New Albany, 1981-82 Roger J. Wertenberger, Auburn, 1982-83 Maurice E. Mobley, Evansville, 1983-84 Norman L. Tirey, Muncie, 1984-85 Richard E. Belcher, Rochester, 1985-86 Larry J. Barrett, Indianapolis, 1986-87 William J. Kaiser, New Albany, 1987-88 *William C. Kennedy, East Chicago, 1988-89 Fred W. Carter, Frankfort, 1989-90 David A. Bochnowski, Munster, 1990-91 Richard R. Haynes, Bloomington, 1991-92 James R. Kocher, Indianapolis, 1992-93 *Nicholas M. George, Wabash, 1993-94 James H. Greiner, Hobart, 1994-95 Donald P. Weinzapfel, Evansville, 1995-96 Stephen E. Zahn, Huntington, 1996-97 R. Donn Roberts, Muncie, 1997-98 John K. Keach Jr., Seymour, 1998-99 Harry J. Bailey, New Castle, 1999-2000 communIty Bankers assocIatIon of IndIana Robert R. Park, Muncie, 1972-73 Wayne E. Firestone, Rensselaer, 1973-74 *Ralph W. Tilley, Vevay, 1974-75 *Elton H. Geshwiler, Speedway, 1975-76 *Robert E. Price, Connersville, 1976-77 Paul R. Murphy, Evansville, 1977-78 *William R. Irwin, Frankfort, 1978-79 *Lyle Brighton, Spencer, 1979-80 Gerald W. Reese, Decatur, 1980-81 David K. Woods, Owensville, 1981-82 *E. Nicholas Spreen, Alexandria, 1982-83 Wayne Betzner, Converse, 1983-84 Kip White, Covington, 1984-85 *Don Morrison, DeMotte, 1985-86 *Verle G. Pearcy, Scottsburg, 1986-87 Charles W. Maurer, Madison, 1987-88 *Lowell E. Williams, Muncie, 1988-89 John H. Colvin, North Salem, 1989-90 *John L. Conway, Frankfort, 1990-91 Claiborn M. Wamsley, Monterey, 1991-92 Ryan M. Warner, Bippus, 1992-93 Jerry Baumgartner, Roachdale, 1993-94 George W. Astrike, Jasper, 1994-95 John M. Finnerty, Middletown, 1995-96 James L. Saner Sr., Brookville, 1996-97 Thomas R. Fields, English, 1998 Charles Yarnell, Swayzee, 1999 *R. Michael Ahern, Jasper, 2000 Bill Harrod, Corydon, 2001 Mark Fogt, Garrett, 2002 Mark Schroeder, Jasper, 2003 Travis Holdman, Markle, 2004 Roger Cummings, Francesville, 2005 Joseph G. Pierce, LaGrange, 2006 t *Denotes deceased. Trusted. Partner.
13 Hoosier Banker December 2014 Continued on page 14. FEATURE Roll Call of Forty Year Club Members The Indiana Bankers Association pays homage to the following Forty Year Club members—individuals who have devoted at least 40 years of service to the banking profession: Jerry A. Abbott, State Bank of Lizton Frank Abercrombie, Federal Home Loan Bank of Indianapolis Jennifer Adams, Community Bank, Noblesville R. Reed Adelsperger, Fayette Bank & Trust Company, Connersville Fred K. Agnew, The Farmers Bank, Frankfort Betty Alberts, 1st Source Bank, South Bend George L. Allison, Owen County State Bank, Spencer Robert C. Anderson, Norwest Bank Indiana, NA, Fort Wayne Lawrence A. Anthrop, Merchants Trust Company, Muncie Grover F. Archer, Ameriana Bank, New Castle John D. Auld, Grabill Bank Jerry M. Ault, Frances Slocum Bank & Trust Company, Wabash Thomas L. Austerman, Commerce Bank, Evansville H. Matthew Ayers, State Bank of Lizton David D. Baer, Monroe Bank, Bloomington Harry J. Bailey, Ameriana Bank, New Castle David Baitz, Community Bank, Noblesville Jean Bantz, MainSource Bank, Portland Hollice H. Barrett, Farmers & Merchants Bank, Boswell Dennis L. Bassett, Indiana Department of Financial Institutions Virginia A. Bauman, Fort Wayne National Bank Jerry Baumgartner, Home National Bank, Thorntown Michael Bauserman, First Bank of Berne Debra R. Beatty, Springs Valley Bank & Trust Company, Jasper Dolores J. Becker, The Citizens National Bank of Evansville Richard E. Belcher, First Federal Savings Bank, Rochester John Belden, The Stone City Bank, Bedford Lois Benedict, Bank of Western Indiana, Covington Susie L. Benner, Lafayette Bank & Trust Company, a division of First Merchants Bank, NA, Muncie Lois J. Berry, First Bank Richmond, NA Charles H. Beutter, Valley American Bank and Trust Company, South Bend Nancy Bicknese, iAB Financial Bank, Fort Wayne Jo Ann Blackburn, STAR Bank, Fort Wayne Georgina Blessinger, Dubois County Bank, Jasper Joseph A. Bonner, Lafayette Bank and Trust Company Walter F. Bowles Jr., Greenfield Banking Company Chris Bradford, Mutual Bank, Muncie Sonny Brewster, First Savings Bank, FSB, Clarksville Andrew J. Briggs, Bank of Geneva Jay R. Brill, The National Bank of Indianapolis Jim Brown, First Financial Bank, Columbus Barbara A. Bruner, Terre Haute Savings Bank Emery M. Bunnell, Lafayette Savings Bank, FSB Sharon L. Burger, German American Bancorp, Jasper John L. Burk, The Riddell National Bank, Brazil James W. Bye, First Savings Bank, FSB, Clarksville Kenneth Cadwallader, First Bank Richmond, NA Donald Caldwell, Federal Reserve Bank of Chicago, Indianapolis office Douglas W. Campbell, Home National Bank, Thorntown Robin Campbell, First Merchants Bank, Muncie Neal M. Carlson, First National Bank of Warsaw Fred W. Carter, Citizens Savings Bank, Frankfort Thomas J. Cassidy, STAR Bank, Fort Wayne James W. Catton, Merchants National Bank & Trust Company, Indianapolis Jerry Champion, Farmers State Bank, LaGrange Fred Chappelow, FCN Bank, Brookville Steve Charleston, Regions Bank, Indianapolis David A. Clark, First Merchants Bank, NA, Muncie Timothy G. Clark, Ameriana Bank, New Castle Merrill V. Clevenger, First Merchants Bank, NA, Muncie Brent L. Clifton, Grabill Bank Laverne E. Clingenpeel, First Bank Richmond, NA Thomas Clouse, The Campbell & Fetter Bank, Kendallville Jimmy Coats, Community State Bank, Avilla Rusty Coffing, Hoosier Heartland State Bank, Crawfordsville Karen Coldiron, Irwin Union Bank and Trust Company, Columbus John H. Colvin, North Salem State Bank Norman K. Connell, Citizens Bank, Mooresville William F. Cook, Farmers & Merchants Bank, Boswell Paul G. Cooper, Citizens State Bank, Petersburg E. Daniel Cox, First Bank Richmond, NA Max A. Crabill, The Garrett State Bank Sondra K. Cress, Terre Haute Savings Bank John L. Crist, Bank Calumet, NA, Hammond Charles L. Crow, Community Bank, Noblesville Roger D. Cummings, Alliance Bank, Francesville Jack Cunningham, United Bank, Evansville Kent L. Cunningham, Farmers State Bank, Syracuse Sheldon Cutler, First Federal Savings & Loan, Hammond Robert C. Dabagia, Horizon Bank, NA, Michigan City John M. Dalton, Mutual Federal Savings Bank, Muncie Joe M. Dearmin, The First National Bank of Odon Kenneth W. Deckard, Fowler State Bank Jerry L. Deering, Community Bank, Noblesville S. Joe DeHaven, Indiana Bankers Association Carolyn R. DeLuca, First National Bank of Huntington Jack L. Demaree, First Merchants Bank, NA, Muncie Fred Demske, Community State Bank, Avilla Stephen A. Denhart, Hendricks County Bank & Trust Company, Brownsburg Ronald E. Depasse, Terre Haute Savings Bank Glenna M. Dezarn, Bank One, Indiana, NA, Bloomington
14 Hoosier Banker December 2014 Continued from page 13. Melvin E. Dice, STAR Bank, NA, Connersville Joyce Dick, First United Bank, NA, Middletown Joseph A. Dickson, German American Bancorp, Jasper Paul N. Dinkins, Irwin Union Bank and Trust Company, Columbus Joni Ditto, Old National Bank, Evansville Winifred Dunaway, United Communities National Bank, Liberty Harold L. Duncan, First Federal Savings Bank, Evansville Gordon Dunn, Heartland Community Bank, Franklin Jack V. Early, AmeriTrust Bank, Johnson County, Franklin Carol Ebler, iAB Financial Bank, Fort Wayne John W. Elliott, 1st Source Bank, South Bend James R. Ellsworth, Centier Bank, Crown Point Denver Emmons, Springs Valley Bank & Trust Company, French Lick Max W. Ernest, Jackson County Bank, Seymour Frank E. Farmer, The Riddell National Bank, Brazil Linda S. Farmer, The Riddell National Bank, Brazil Don Feldmeyer, First Bank of Huntingburg Pamela J. Fender, The National Bank of Indianapolis John M. Finnerty, First Merchants Bank, NA, Muncie David L. Fisher, Indiana Bank and Trust Company, Columbus Leon J. Fleck, Dubois County Bank, Jasper Mark S. Fogt, Garrett State Bank Robert B. Folk, The Central National Bank and Trust Company, Attica Paul W. Freeman, Indiana Bankers Association John A. Freyek, First Federal Savings and Loan Association of Hammond Dennis Frieden, First Merchants Bank, NA, Muncie Wesley J. Fry, Citizens Bank, Camby Barbara L. Frye, Farmers and Mechanics Federal Savings and Loan Association, Bloomfield Thomas R. Gang, Community Bank, Noblesville Lowell W. Gardner, Alliance Bank, Francesville Floyd H. Garrott, The Farmers State Bank, Brookston G. Richard Gatton, Peoples Federal Savings Bank, Auburn Karen S. Gehlhausen, German American Bancorp, Jasper David M. Geis, Jackson County Bank, Seymour Nancy J. Giesler, German American Bancorp, Jasper Patrick J. Glotzbach, The New Washington State Bank, Charlestown Jeff Goben, Heartland Community Bank, Greenwood Larry Goen, Hendricks County Bank & Trust Company, Brownsburg Gary D. Gordon, Chase Bank in Indiana Lynn T. Gordon, Citizens Bank, Mooresville William J. Gordon, Indiana Lawrence Bank, Rochester Joel Gorelick, Peoples Bank, Munster James C. Gower, Old National Bank, Union City, Ohio Philip J. Grenchik, American Trust & Savings Bank, Whiting Donna Guyre, Community Bank, Noblesville John B. Habig, Springs Valley Bank & Trust Company, French Lick Michael C. Haggarty, The Auburn State Bank Mildred J. Halbruge, Lincolnland Bank, Dale Robert Halderman, Frances Slocum Bank & Trust Company, NA, Wabash Robert O. Hall, First of America Bank, Indianapolis Dennis M. Harmeyer, FCN Bank, NA, Batesville Nancy A. Harrell, The First National Bank of Odon Debra Hart, First Merchants Bank, NA, Muncie Diane S. Hasenour, German American Bancorp, Jasper William R. Hauser, Old National Bank, Evansville Richard R. Haynes, Old National Bank, Bloomington Richard B. Helmkamp, Community State Bank, Kendallville Henrietta Hemmer, German American Bancorp, Jasper Wayne F. Henning, Old National Bank, Evansville Mary Lou Hertel, FCN Bank, NA, Brookville James G. Hiatt, First State Bank of Middlebury Delbert “Junie” Himsel Jr., Citizens State Bank, Petersburg John L. Hitch, West End Bank, S.B., Richmond Marjorie Hitchcock, North Salem State Bank Beverly Hockersmith, Community Bank, Noblesville William Hoffman, German American Bancorp, Jasper Ronald M. Holloway, Ameriana Bank, New Castle John David Holmes, Citizens State Bank, Petersburg Donald Hoopingarner, MarkleBank Cindy Horrom, iAB Financial Bank, Fort Wayne Gilbert L. Houze, Peoples Federal Savings Bank, Aurora Lester L. Howald, The Riddell National Bank, Brazil Margaret M. Howard, Bank of Wolcott Teresa Howell, First Merchants Bank, NA, Muncie Viola Huber, FCN Bank, NA, Brookville Ronald L. Humphrey, Kentland Bank Patsy Hyatt, The Friendship State Bank Fern E. Ingram, Central State Bank, Connersville Charles E. Isch, First Bank of Berne Robert L. Jackson, Farmers and Mechanics Federal Savings and Loan Association, Bloomfield Debra Jernas, 1st Source Bank, South Bend Hal D. Job, Frances Slocum Bank & Trust, NA, Wabash Ann Jones, Our Community Bank, Spencer Kenneth A. Kehlbeck, Bank One, NA, Indianapolis Anna Keith, Lafayette Bank & Trust Company, NA Sherry Keith, First Merchants Bank, Muncie C. Richard Kellum, Citizens Bank, Mooresville Merle J. Kendall, Spencer County Bank, Santa Claus Bernice H. Kenny, The Peoples Bank, Brownstown Judith A. Kent, Chase Bank in Indiana Jack A. Kenworthy, Bedford Federal Savings Bank George P. Keplinger, MarkleBank Dennis Kern, Bloomfield State Bank Delorres J. Kiefer, 1st Source Bank, South Bend Robert C. King, The Farmers State Bank, Sweetser Terry King-Collier, The Farmers State Bank, Sweetser William H. King, Indiana Bankers Association Walter Kirkwood, Bank One, NA, Indianapolis John Kistner, Chase Bank in Indiana Robert Kleehamer, River Valley Financial Bank, Madison Clement B. “Skip” Knapp Jr., American Savings FSB, Munster Jeanine Knowles, Lake City Bank, Warsaw James R. Kocher, Huntington National Bank of Indiana, Indianapolis Charles H. Kochert, Clark County State Bank, Jeffersonville Mary Ruth Kramer, Peoples Trust Company, Linton Marisha Kritsch, First Merchants Bank, Muncie Marjorie J. Lambert, Jackson County Bank, Seymour Deanna H. Lane, Bank One, NA, Indianapolis Ronald B. Lankford, Old National Bancorp, Evansville Rodney J. Lautzenheiser, First Bank of Berne H. Michael Lawson, The Riddell National Bank, Brazil John R. Leininger, Lake City Bank, Warsaw Carole J. Leins, Peoples Federal Savings Bank, Auburn James W. Lemon, The Friendship State Bank
15 Hoosier Banker December 2014 Continued on page 16. Monteal C. Lepper, Farmers and Merchants Bank, LaOtto Gene R. Levell, Home Bank, SB, Martinsville Luanne Lewis, The Farmers Bank, Frankfort Ed Likens, First National Bank of Warsaw Roy J. Linn, The Campbell & Fetter Bank, Kendallville Norman Locke, Union County National Bank, Liberty Donald J. Loepker, German American Bancorp, Jasper Thomas J. Long, MainSource Bank, Greensburg Eunice Lowery, Bright National Bank, Flora C. LaVerne Lutes, Linden State Bank Linda Manuel, MainSource Bank, Greensburg James C. Marcuccilli, STAR Bank, Fort Wayne Thomas M. Marcuccilli, STAR Bank, Fort Wayne Claude B. Martin, Lafayette Bank & Trust Company, NA Ina J. Martin, Old National Bank, Terre Haute Sherry Martinkowski, 1st Source Bank, South Bend Donald J. Mauch, Fort Wayne National Bank John L. May, The Madison Community Bank, NA, Anderson Mary Jo McCormick, First Merchants Bank, Muncie James W. McCrea, Fort Wayne National Bank Edie McDonough, The Bath State Bank Betty L. McHenry, Lake City Bank, Warsaw Rita J. McIntosh, The Farmers Bank, Frankfort Terry McKinley, First Merchants Bank, NA, Muncie Patrick E. McNarny, Salin Bank & Trust Company, Logansport William B. McNeely, Bloomfield State Bank Trent McWilliams, Home Bank, Martinsville Wilma Meyer, FCN Bank, NA, Brookville Ernest L. Miller, First State Bank of Middlebury Gerald Miller, Centier Bank, Whiting James W. Miller, Greenfield Banking Company Larry Miller, First Farmers Bank and Trust, Converse Mary Jane Miller, Old National Bank, Richmond David H. Mills, Indiana Department of Financial Institutions Jeff Milner, First Farmers Bank and Trust, Converse Forrest D. Miner, Farmers State Bank, Mentone Barbara J. Moeller, The Garrett State Bank Richard R. Monn, Fort Wayne National Bank Bob M. Moore, The Morris Plan Company of Terre Haute Inc. Dan L. Moore, Home Bank, Martinsville Larry J. Moore, First Merchants Corp., Muncie Margaret Moore, The Citizens Exchange Bank, Fairmount G. Joseph Morgan, The New Washington State Bank, Charlestown John Morin, Mutual Savings Bank, Franklin Jimmie L. Morrison, First Financial Bank, NA, Terre Haute Jane Moyer, Ameriana Bank, New Castle Paul Mullins, United Commerce Bank, Bloomington Christopher J. Murphy III, 1st Source Bank, South Bend Robert C. Nelson, Indiana Bankers Association Doris A. Niccum, Merchants Bank & Trust Company, West Harrison Merle C. Nice, Community State Bank, Royal Center Kenneth P. Nicholas, Ossian State Bank Reita Nicholson, Springs Valley Bank & Trust Company, French Lick Paul R. Nolting, Old National Bank, Jasper Donald L. Norman, The Peoples Bank, Brownstown John Norris, First Farmers Bank and Trust, Converse John P. O’Donnell, First Farmers Bank and Trust Company, Converse Paul E. Ohmart, Indiana Bankers Association Dorothy Packard, Salin Bank & Trust Company, Logansport Mary Paddock, Grabill Bank Dave Patterson, Hendricks County Bank & Trust Company, Brownsburg Richard Payne, MarkleBank Wilma Peetz, The Napoleon State Bank Randall K. Pemberton, Lynnville National Bank Miles S. Perkins, Farmers State Bank, LaGrange Al Peters, Hoosier Heartland State Bank, Crawfordsville Sheila Petter, Centier Bank, Merrillville Charles W. Phillips, Indiana Department of Financial Institutions, Indianapolis Marjorie Phillips, First United Bank, NA, Middletown Joseph G. Pierce, Farmers State Bank, LaGrange Charles Pike, The Farmers Bank, Frankfort David H. Piller, The Elberfeld State Bank R. Kent Plummer, Mutual Savings Bank, Franklin Jim Powell, First Farmers Bank and Trust, Converse Lavonne Powell, German American, Jasper Paul W. “P.W.” Prior, Ameriana Bank, New Castle Betty Purvis, Ameriana Bank, New Castle Shirley A. Ragsdale, The Citizens National Bank of Evansville Carol Rathel, Community Bank, Noblesville Linda Reichenbacker, Jackson County Bank, Seymour William D. Reichert, The First State Bank, Bourbon Linda Relos, 1st Source Bank, South Bend Robert W. Renner, Citizens First State Bank, Hartford City Steven C. Reynolds, The Farmers Bank, Frankfort R. William Richardson Jr., The Peoples State Bank, Ellettsville Philip J. Rihm, Greenfield Banking Company Thomas G. Risen, German American, Jasper William F. Ritzmann, United Community Bank, Lawrenceburg Edwin D. Roberts, FCN Bank, NA, Brookville Frank Roberts, First Bank Richmond, NA R. Donn Roberts, Mutual Federal Savings Bank, Muncie Philip B. Roby, The National Bank of Indianapolis Margaret Roderick, Terre Haute Savings Bank Nancy A. Rogers, Ameriana Bank, New Castle Tom Rohrabaugh, The Farmers Bank, Frankfort James Rose, National City, Indiana, Columbus Harold V. Rost, Terre Haute First National Bank Donald E. Routson, Old National Bank, Jasper Randall L. Rowe, Indiana Department of Financial Institutions John L. Rusie, First Bank Richmond, NA Don Rusk, The Farmers Bank, Frankfort Glen L. Sakel, First Bank of Huntingburg William N. Salin Sr., Salin Bank & Trust Company, Indianapolis Betty Sanders, The Lynnville National Bank John V. Schlechte, Chase, Indianapolis Richard Schnarr, Dubois County Bank, Jasper Kenneth L. Schnaus, Springs Valley Bank & Trust Company, French Lick Jane H. Schneider, German American Bancorp, Jasper Michael E. Schrage, Centier Bank, Merrillville James R. Schrecongost, MutualBank, Muncie Mark A. Schroeder, German American Bancorp, Jasper Raymond O. Schuetter, German American Bancorp, Jasper Marty Schuler, Old National Bank, Evansville Franklin J. Schwegman, Ameriana Bank, New Castle Stephen C. Selby, Mutual Federal Savings Bank, Muncie Paul E. Shaffer, Fort Wayne National Bank Jan Shide, 1st Source Bank, South Bend Sharlene Simmermon, Wells Fargo Bank, Rushville
16 Hoosier Banker December 2014 Carol Singelstad, Springs Valley Bank & Trust Company, French Lick Nick M. Skinner, Farmers and Mechanics Federal Savings and Loan Association, Bloomfield Jonathan D. Slaughter, State Bank of Lizton Elaine L. Small, German American Bancorp, Jasper Carl D. Smith, German American Bancorp, Jasper Carolyn Sue Smith, Home Bank, Martinsville Donald E. Smith, First Financial Corp., Terre Haute Ralph L. Smith, Greenfield Banking Company Richard Smith, Farmers State Bank, Rushville Robert G. Smith, Mutual Savings Bank, Franklin Ada J. Sneed, Springs Valley Bank & Trust Company, Borden Linda Sparks, German American, Jasper John Spray, Indiana Bank and Trust Company, Columbus Ralph L. Spurgeon, The Peoples Bank, Brownstown Shirley Stanley, PNC Bank, NA, Warren Keith L. Stanton, Farmers State Bank, LaGrange Thomas G. Stark, Lake City Bank, Warsaw Herman W. Stauffer, Centier Bank, Whiting S. Michael Stevens, Union Savings and Loan Association, Connersville F. Wayne Stidham, Second National Bank, Richmond Sarah Stoops, Ameriana Bank, New Castle James D. Strietelmeier, STAR Bank, Anderson Donna Struewing, West End Bank, S.B., Richmond Mary E. Stuteville, Lincolnland Bank, Rockport Donald C. Swaim, Rockville National Bank Roland R. Swanson, 1st Source Bank, South Bend P.R. Sweeney, Old National Bank, Vincennes Donald W. Tanselle, Merchants National Bank & Trust Company, Indianapolis Glenda Thomas, MutualBank, Muncie Charles E. Thompson, United Commerce Bank, Bloomington Doug Thompson, Community Bank, Noblesville Phillip R. Thompson, Farmers State Bank, LaGrange Cleon L. Throop, First Federal Savings Bank of Angola Charles Tiede, Frances Slocum Bank & Trust Company, NA, Wabash Vaughn Timberlake, Peoples Trust Bank, Corydon Jeff Tribbett, State Bank of Lizton Robert F. Truesdel, Owen County State Bank, Spencer Larry J. Turner, First Bank Richmond, NA Lynn Turner, Ameriana Bank, New Castle Randall Turner, Old National Bank, Vincennes Conrad E. Uitts, First National Bank, Kokomo William G. Vaught, State Bank of Lizton Anna M. Wagler, German American Bancorp, Jasper Larry E. Wagner, Valley American Bank and Trust Company, South Bend Claiborn M. Wamsley, The First National Bank of Monterey Carol Ward, First Bank Richmond, NA Constance K. Waterman-Feider, Fort Wayne National Bank James Watkins, Terre Haute Savings Bank Dennis Wayman, State Bank of Medora William W. Weil, Greenfield Banking Company Donald P. Weinzapfel, Permanent Bank, Evansville Gerald L. Wells, Owen County State Bank, Spencer Roger J. Wertenberger, People’s Federal Savings Bank, Auburn Arthur Wessel, STAR Bank, Muncie Steven J. Wessell, 1st Source Bank, South Bend Kip White, The Fountain Trust Company, Covington Debbie Wilson, Springs Valley Bank & Trust Company, Jasper Scott A. Wilson, Banc One Mortgage Corp., Indianapolis Rick Wininger, Springs Valley Bank & Trust Company, Jasper Paul Steven Wise, Citizens Bank, Mooresville Elizabeth J. Wittmer, The First National Bank of Odon W. Paul Wolf, Home Loan Bank of Fort Wayne Joan Wools, First Merchants Bank, NA, Muncie Kenneth A. Wright, STAR Bank, Columbia City Robert L. Wright, STAR Bank, Anderson Marilyn Wulf, Greenfield Banking Company Robert L. Yunker, Community Bank, Noblesville Stephen E. Zahn, First Federal Savings Bank, Huntington Stephan A. Ziemba, Peoples Bank, SB, Munster t All members of the Indiana Bankers Association with 40 or more years of service are invited to join the IBA Forty Year Club.To add members to the honor roll, or to notify IBA of deceased individuals, please contact Susan Clark at 317-387-9380, email: sclark@ indianabankers.org. Continued from page 15. Value What do you want from your law firm? Bose Means BusinessSM boselaw.com
indiana.bankRkJQdWJsaXNoZXIy MTg3NDExNQ==