2014 Vol. 98 No. 3

ASSOCIATION UPDATE:	4
PRESIDENT’S PONDERINGS	6
IBA CALENDAR OF EVENTS	9
COVER STORY - MARK FOGT: LEVEL-HEADED LEADER	10
FEATURES:	4
TIME FOR REGULATORY TRANSPARENCY	14
TEACHING SOUND FINANCIAL HABITS	16
DON'T DOUBT NOW	18
PSP SHOWCASE - IBA PREFERRED SERVICE PROVIDERS CAN HELPYOU SUCCEED	22
LENDING/CREDIT - FINANCING BUILDING EFFICIENCY PROJECTS	24
DIRECTORS/SENIOR MANAGEMENT - WHAT BANK BOARDS NEED TO KNOW ABOUT BOLI	28
DEPARTMENTS:	4
FROM THE BOARD ROOM	13
IN MEMORY OF	15
TAKING IT EASY	15
HONORS	17
ANNIVERSARY MILESTONES	17
ASSOCIATE MEMBERS' CORNER	19
COMPLIANCE CONNECTION	20
BANKING ON COMMUNITY	27
BANKERS ON THE MOVE	31
ADVERTISERS INDEX	33
FINANCIAL LITERACY DIGEST	34

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