2014 Vol. 98 No. 6

ASSOCIATION UPDATE:	4
PRESIDENT'S PONDERINGS	6
IBA CALENDAR OF EVENTS	8
COVER STORY - MIKE SCHRAGE: LEADING CENTIER INTO THE NEXT GENERATION	9
GR SPOTLIGHT - IBA'S FUTURE LEADERSHIP DIVISION ADVANCES THROUGH BOARD GROWTH	14
PSP SHOWCASE - ONEAMERICA: A HOME-GROWN NATIONAL LEADER	16
OPERATION/TECHNOLOGY - PLANNING NOW CAN LIMIT FUTURE DATA BREACH LOSSES	18
DIRECTORS/SENIOR MANAGEMENT - ALTA BEST PRACTICE NO 1 - LICENSING	22
DIRECTORS/SENIOR MANAGEMENT - HOW ERM CAN HELP YOUR INSTITUTION	24
DEPARTMENTS:	4
IN MEMORY	19
COMPLIANCE ALLIANCE	20
TAKING IT EASY	20
HONORS	21
BANKING ON COMMUNITY	21
ANNIVERSARY MILESTONES	23
ASSOCIATE MEMBERS' CORNER	26
FINANCIAL LITERACY DIGEST	26
BANKERS ON THE MOVE	27
ADVERTISERS INDEX	30

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