2014 Vol. 98 No. 7

18 HќќѠіђџȱ юћјђџ ѢљѦȱ2014 DeHaven is a member of the Gov- Ž›—–Ž—Š•ȱ 슒›œȱ ˜Œ’Ž¢ȱ˜ȱ —’Š—Šǰȱ of the IBA Forty Year Club, of the American Society of Association Executives and of the Indiana Society of Association Executives, which honored him as Association Executive of the Year in 2010. He earned a bachelor’s degree from Ball State University and completed the Graduate School of Banking with honors.  Options risk. Options risk has to ˜ȱ ’‘ȱ‘Žȱž—ŒŽ›Š’—¢ȱ˜ȱŒŠœ‘ȱ̘ œȱ due to various types of options that Š›ŽȱŠĴŠŒ‘Žȱ˜ȱ˜›ȱŽ–‹ŽŽȱ ’‘’—ȱ œ˜–Žȱꗊ—Œ’Š•ȱ’—œ›ž–Ž—œǯȱ ‘ŽœŽȱ options may alter the level and ’–’—ȱ˜ȱŒŠœ‘ȱ̘ œȱŠ—ȱŒ›ŽŠŽȱŠ—ȱ unpredictable liquidity situation for the bank. Unscheduled paydowns of principal, for example, or call options ŠĴŠŒ‘Žȱ˜ȱ‹˜—œȱŠ›ŽȱŒ˜––˜—ȱ reasons for sudden shifts in balance œ‘ŽŽȱŒŠœ‘ȱ̘ œǯ Summary Sound management decisions require an understanding of the unique dynamics of the balance sheet. We must model the expected behavior of re-pricing balances, changes in rate structure, and ž—ŒŽ›Š’—ȱŒŠœ‘ȱ̘ œȱž—Ž›ȱ’쎛Ž—ȱ market conditions and yield curve scenarios. Asset/liability managers must make reasonable assumptions that make sense for the particular type of business they do and the customer base they serve. Importantly, this requires the right tools and the right way of thinking about interest-rate risk and performance.  Continued from page 16. ’›œȱ Š—”ȱ˜ȱ Ž›—Ž has been recognized as a Top Performer by the Independent Community Bankers of America’s magazine, ICBA Independent Banker. The bank was ranked in the category of community banks with assets between $500 million and $1 billion. Recognition was based on ’œȱŽŠ›—’—œȱŠ—ȱ˜™Ž›Š’˜—Š•ȱŽĜŒ’Ž—- cies throughout 2013. ’ ȱ ’—Š—Œ’Š•ȱ Š—”ǰȱ ˜›ȱ Š¢—Ž, has been named a Top 25 Corporate Giver and Top 25 Workplace Campaign organizer for the United Way’s 2013-14 Community Campaign. The ‹Š—”ȱŒ˜––’ĴŽȱŠȱŒ˜›™˜›ŠŽȱ’ȱ˜ȱ $12,500, while its workplace campaign involving more than 130 employees resulted in a donation of $27,450. Ž˜™•Žœȱ Š—”ǰȱ ž—œŽ› has been ranked being in the nation’s Top 100 HONORS ǯȱ ˜Žȱ Ž ŠŸŽ—, president and chief Ž¡ŽŒž’ŸŽȱ˜ĜŒŽ›ȱ˜ȱ the Indiana Bankers Association, has been elected chairman of the board of trustees of the Graduate School of Banking at the University of Wisconsin (GSB). He was elected for a one-year term on June 24 at a trustees meeting in West Baden Springs. A 1987 graduate of ‘ŽȱœŒ‘˜˜•ǰȱ Ž ŠŸŽ—ȱ’œȱ‘Žȱꛜȱ ȱ graduate in the school’s history to serve as chairman. The GSB was established in 1945 and has more than 20,000 alumni worldwide. The school is governed by a board of trustees consisting of ŗŜȱ–Š—Š’—ȱŽ¡ŽŒž’ŸŽȱ˜ĜŒŽ›œȱ˜ȱ the members of the Central States Conference of Bankers Associations, two GSB faculty members and two alumni bankers. DeHaven’s IBA tenure began when he joined the Association as president Š—ȱŒ‘’Žȱ˜™Ž›Š’—ȱ˜ĜŒŽ›ȱ’—ȱŘŖŖŜǰȱŠœȱ a result of the merger of the Association with the Community Bankers Association of Indiana (CBAI). In 2007 he was promoted to president and CEO. DeHaven previously served CBAI as president and CEO from 1990 through the 2006 merger. He has prior experience as an executive ofꌎ›ȱ˜ȱ Ž›Œ‘Š—œȱ Š’˜—Š•ȱ Š—”ȱ˜ȱ Muncie - now First Merchants Bank, NA. In addition to his service with the GSB board of trustees, DeHaven is a board member of the Indiana State- ’Žȱ Ž›’ꮍȱ ŽŸŽ•˜™–Ž—ȱ ˜›™ǯDzȱ a member of the New Markets Tax Credit Advisory Board of the Great Š”Žœȱ Š™’Š•ȱ ž—ȱ˜›ȱ ˜žœ’—DzȱŠœ- sistant treasurer and board member ˜ȱ‘Žȱ —’Š—Šȱ ŽŠ•ȱ ˜ž—Š’˜—DzȱŠ—ȱ a member of the advisory council of Friends of Traditional Banking. He has served as chairman of the Council of Community Banker Associations, as a board member of the Independent Community Bankers of America, on the American Bankers Association Government Relations Administrative Council and as past president of the board of directors of Family Services of Delaware County. 'H+DYHQ (OHFWHG &KDLUPDQ RI *6% %RDUG RI 7UXVWHHV Public Thrifts of 2013 for the second consecutive year by SNL Financial. ‘Žȱ›Š—”’—ȱ’œȱ‹ŠœŽȱ˜—ȱœ’¡ȱꗊ—Œ’Š•ȱ –Ž›’Œœȱ‘Šȱ˜Œžœȱ˜—ȱ™›˜ęŠ‹’•’¢ǰȱ asset quality and growth. Three member institutions of the Indiana Bankers Association have been recognized as one of the top 10 percent of U.S. community banks in the second annual Raymond James Community Bankers Cup, according to a report published by Raymond James & Associates. Recipients were ’Ž—’ꮍȱ‹ŠœŽȱ˜—ȱ™›˜ęŠ‹’•’¢ǰȱ ˜™Ž›Š’˜—Š•ȱŽĜŒ’Ž—Œ¢ȱŠ—ȱ‹Š•Š—ŒŽȱ sheet metrics. Raymond James analyzed more than 300 community banks across the United States for the awards. Honorees: Ž›–Š—ȱ –Ž›’ŒŠ—ȱ Š—Œ˜›™ȱ —Œǯǰȱ Šœ™Ž› ˜›’£˜—ȱ Š—Œ˜›™ǰȱ ’Œ‘’Š—ȱ ’¢ ˜Œ”ȱ Š›œȱ Š—Œ˜›™ȱ —Œǯǰȱ ȱ ˜ž’œŸ’••Žǰȱ Ž—žŒ”¢ȱȱ

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