13 Hoosier Banker August 2014 a band-aid. The corporate office is in Orville, Ohio, but most of the resources are now functioning in Honduras on a daily basis. “Maybe it’s a little selfish, but I do community service because it feels good and it’s the right thing to do. For me, it comes from the way I was raised by my parents, who were very giving people.” I started my career with Tri-County National Bank — an affiliate of the Society Banc Corporation, which later became part of the KeyBank system. “My goal was to work at the bank for one year, then go work for the world’s largest brewer, AnheuserBusch in St. Louis. But it turned out that I really liked banking. “Banking wasn’t at all what I expected. There was much more variety, and the people were smart and well-rounded – not staid and formal. Then, of course, I got to meet the customers, and I enjoyed that aspect so much. “I began in the loan collection area, then moved up through retail, consumer lending and the branch system. Eventually I had an opportunity to go to a Bank One affiliate in another part of Ohio to specialize in the commercial lending area. “I spent four years as a commercial loan specialist, and it balanced me out in terms of management and overall lending. Then the opportunity came to serve as a senior lender at a community bank in the same market, where I spent 17 years. “It was during that time that I got to know Gary Young, because Young & Associates was the bank’s prime consulting firm. I liked Gary from day one. I always looked forward to his visits, and we got a lot of decisions made with Gary’s facilitation. “Finally the bank sold to a larger bank. I was going to have a position with comparable pay, but totally different responsibilities. That’s when Gary gave me the chance to come run Young & Associates. “It was such a great opportunity that Gary gave me. He had a great idea in establishing this company, and then he welcomed me to come in and exploit opportunities for growth and expansion. He was very supportive, along with other key people – Ivan Garrabrant, Sally Scudiere and Wayne Linder. I couldn’t have done it without Gary and his long-time company pillars.” What do you enjoy most about your career? “This position gives me a balance between being structured and entrepreneurial, which satisfies the entrepreneurial spirit in me. Plus it’s never the same day twice here, just like in banking. “Mostly I enjoy the people I’ve met and the things I’ve learned. It all comes down to treating people right, and my banking background helps. “I can relate to our clients, because I’ve spent a lot of time as the point person in examinations, with bank directors. I think that I understand how to balance regulatory expectations with the practical expectations of customers and shareholders. “I’ve learned that not all regulators are bad. There are a lot of good regulators out there, and their intention is to help the bank run better. If I can help to balance out the banker/regulator relationship, it’s rewarding.” What is your community service philosophy? “My current main involvement is an organization called CAMO, which stands for Central American Medical Outreach. It’s a great organization founded by a passionate, talented lady named Kathy Tschiegg. “CAMO concentrates on Honduras, where Kathy had been a Peace Corps volunteer in the ’70s. She has established a beachhead there with medical clinics, recreational facility, counseling and a women’s shelter. “The key is that it’s sustainable work, not A frequent sponsor of IBA events,Young & Associates Inc. was active at the 2014 IBA Mega Conference. Jim Kleinfelter (left) credits Gary J.Young, founder of Young & Associates Inc., as having “a tremendous amount of focus, energy and great ideas.” Continued on page 14.
RkJQdWJsaXNoZXIy MTg3NDExNQ==