2014 Vol. 98 No. 9

5 Hoosier Banker TABLE OF CONTENTS VOLUME 98 NO. 9 6925 Parkdale Place Indianapolis IN 46254-4673 Phone: 317-387-9380 Fax: 317-387-9374 www.indianabankers.org Publisher: S. Joe DeHaven Editor: Laura Wilson Advertising: Rod Lasley Send news releases to: IBAcommunications @indianabankers.org Hoosier Banker (ISSN 0018-473X) is published monthly by the IBA Service Corp., a subsidiary of IBA Holding Company Inc., that is a wholly owned subsidiary of the Indiana Bankers Association. The magazine invites news from IBA members. Copy deadline: first of the month preceding publication. Advertising: Rates available upon request or online at www.indianabankers.org. Advertisers should provide electronic PDFs by the 15th of the month preceding publication. Hoosier Banker advertising is available to members and associate members of the Indiana Bankers Association only. Subscriptions: Hoosier Banker subscriptions are provided free of charge exclusively to members and associate members of the Indiana Bankers Association. Public access to Hoosier Banker Digital is available at www.indianabankers.org. ASSOCIATION UPDATE 6 PRESIDENT’S PONDERINGS S. Joe DeHaven, IBA 8 BOARD REVIEW Lucas White,The Fountain Trust Company, Covington 9 IBA CALENDAR OF EVENTS COVER STORY 10 BILL HARROD: SMALL TOWN, BIG VALUES FEATURE 16 REGULATORY FEEDBACK INITIATIVE MAKES BANKERS' VOICES HEARD 24 OUR WAR ON REGULATORY BURDEN Camden R. Fine, ICBA 25 A GROWING NEED FOR FINANCIAL EDUCATION Frank Keating,ABA DIRECTORS / SENIOR MANAGEMENT 14 DON'T LOOK AT INTEREST-RATE RISK THROUGH ROSE-COLORED ASSUMPTIONS Lester F. Murray,The Baker Group GR SPOTLIGHT 20 IBA REGIONAL MEETINGS WRAP UP WITH SUCCESS Amber R.Van Til, IBA PSP SHOWCASE 22 FLOODPLAIN CONSULTANTS: PROVIDING ACCURACY AND RELIABILITY TO INDIANA BANKS Rod Lasley, IBA DEPARTMENTS 13 NEW BRANCHES, BUILDINGS & OPENINGS 13 HONORS 18 COMPLIANCE CONNECTION Larry C.Tomlin, Krieg DeVault LLP 19 ASSOCIATE MEMBERS' CORNER 21 BANKING ON COMMUNITY 23 ANNIVERSARY MILESTONES 27 BANKERS ON THE MOVE 30 FROM THE BOARD ROOM 30 FINANCIAL LITERACY DIGEST 30 ADVERTISERS INDEX 5 Hoosier Banker septemBer 2014 Bill Harrod is president, CEO and director of First Harrison Bank, Corydon, and of First Capital Inc.

RkJQdWJsaXNoZXIy MTg3NDExNQ==