Features 6 Vantage Viewpoint By Amber R. Van Til, Indiana Bankers Association 7 Chairman’s Report By Matthew W. Howrey, Indiana Bankers Association 8 2025 IBA Education Calendar COVER STORY 10 Matt Howrey Building for the Future 14 Proudly Presenting the 2025 IBA Board of Directors 22 Banking on Women Connecting Women By Laurie A. Rees, Indiana Bankers Association 28 Striking Balance in 2025 By Rebeca Romero Rainey, Independent Community Bankers of America 30 It’s Time to Stop Punting on Credit Union Accountability By Rob Nichols, American Bankers Association 44 Cyber, Fraud & Physical Security Conference By Laurie A. Rees, Indiana Bankers Association Articles COMPLIANCE CONNECTION 18 Account Agreements and Compliance Considerations for Banks By Jefferson Sorley, Compliance Alliance GR SUMMIT 20 Indiana Legislative Session 2025 Navigating Fiscal Challenges and Legislative Priorities By Dax Denton & Ross Teare, Indiana Bankers Association DIVERSITY, EQUITY & INCLUSION 26 DEI and Affirmative Action Pendulums Where Will They Land for Financial Institutions? By Robert A. Greising & Marsha Jean-Baptiste, Krieg DeVault LLP HUMAN RESOURCES 32 Conducting Effective Workplace Investigations By Debra A. Mastrian, Amundsen Davis LLC BANKER PROFILE 36 Amanda Morris-Feldman Executive Vice President, Chief Financial Officer – First Federal Savings Bank, Rochester FLD FOCUS 46 FLD Continues Its Mission and Growth By Josh Myers, Indiana Bankers Association DIRECTORS & SENIOR MANAGEMENT 48 Repercussions of Tax Policy Changes for Municipal Bonds By Dana Sparkman, The Baker Group PRODUCTS & SERVICES PROFILE 50 A Strong Solution for Indiana’s Electronic Lien & Title Law By Rod Lasley, Indiana Bankers Association AG BANKING 52 Measuring Repayment Capacity and Farm Growth Potential By Michael Langemeier, Purdue University Departments 6 Don’t Miss Out! 7 Digital Extras 13 From the Board Room 21 In Memory Of … 25 Banking Center News 31 Mergers & Acquisitions 35 Associate Members’ Corner 38 Bankers On the Move 41 Honorable Mentions 42 Banking On Community 43 Taking It Easy 49 IBA ‘High Five’ Awards 55 Staff Celebrations 55 Advertiser Index 36 JANUARY/FEBRUARY 2025 5 INTERACT WITH IBA
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