2025 Vol. 109 No. 2

tracking and data collection and to obtain consumer consent. Additionally, these tools can communicate consumer consent preferences to third parties and vendors that use tracking technology on websites. This information is provided for general education purposes and is not intended to be legal advice. Please consult legal counsel for specific guidance as to how this information applies to your institution’s circumstances or situation. 1 Stevens v. TD Bank NA, Case No. 1:24-cv08311 (D.N.J. 2024). 2 Vargas v. Barclays Bank Delaware, Case No. 1:24-cv-06549-LGS (S.D.N.Y. 2024). 3 Shah v. Cap. One Fin. Corp., Case No. 3:24cv-05985 (N.D. Cal. 2024). 4 Wolf v. Everwise Credit Union, Case No. 1:24-cv-02244 (S.D. Ind. 2024). David A. Bowen Of Counsel Krieg DeVault LLP DBowen@KDLegal.com David counsels financial institutions on regulatory compliance, privacy and cybersecurity, consumer protection, electronic payments, electronic contracting, commercial transactions and corporate governance. Based in Chicago, he brings extensive experience in navigating complex regulations, managing teams and advising executives on high-stakes legal matters. Krieg DeVault LLP is a Diamond Associate Member of the Indiana Bankers Association. MARCH/APRIL 2025 43 SOUND STRATEGIES FOR PORTFOLIO INVESTMENT OPPORTUNITIES. Trust our investment and trading desk specialists to support your goals. Serving as your partner, we provide portfolio analysis and strategies supported by the knowledge of our experienced professionals. Member FINRA and SIPC, Registered with SEC and MSRB RC 23-363 Muni 23-257 1223 NorthlandSecurities.com 800.851.2920 With over three decades of serving lenders and millions of flood certificates issued, why trust just any certification provider when you could hire what many would consider the industry leader in accuracy and customer care. SINCE 1991 Craig callahan | 800.945.0246 ccallahan@floodplain.com Ask craig how to experience the Fci difference risk free and learn more about why so many lenders trust floodplain consultants. a preferred vendor of the iba

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