2025 Vol. 109 No. 2

Vantage Viewpoint	6
Chairman’s Report	7
2025 IBA Education Calendar	8
2025 Mega Conference	10
Lending & Credit: An Inside Look at “Dominion of Funds”	12
From the Board Room	13
Human Resources: Interplay Between FMLA, State/Local Leave Laws & Employer Paid Time Off	14
Congressional Update: Washington’s New Vision for Banking	16
Sales & Marketing: The Case for Personalized Digital Marketing at Community Banks	19
GR Summit: Legislative Day 2025	22
Banker Profile: Jill M. Smith	24
It’s Time for a Regulatory Reset	26
Anniversary Milestones	27
Marching to the Beat of Community Banking	28
Taking It Easy	29
IBA ‘High Five’ Awards	29
Bill King, Former IBA President, Passes Away	30
State Deposits in Indiana Financial Institutions	32
Products & Services Profile: Do You Want and Need More From Your Data?	34
Bankers On the Move	36
Banking Center News	39
Honorable Mentions	40
Mergers & Acquisitions	40
Compliance Connection: Cookie Banners and Online Tracking Technology	42
Directors & Senior Management: The Next Step for the GSEs	44
FLD Focus: Make the Most of Your Year with the FLD	46
Human Resources: Choosing Vesting Requirements for Qualified Retirement Plan Purposes	49
Ag Banking: 52nd Annual Midwest Agricultural Banking School	53
Associate Members’ Corner	54
New Associate Members	55
Banking On Community	55
Advertiser Index	55

RkJQdWJsaXNoZXIy MTg3NDExNQ==