Lora Lemon has joined the bank as assistant vice president, branch manager, with nearly 40 years of banking experience, including corporate sales and retail banking. Rick Smith has joined the bank as commercial manager for its Greater Fort Wayne market. He has more than 20 years of experience with a national bank. Smith is a recognized leader in the Fort Wayne community and was named part of the Leadership Fort Wayne class of 2019 by Greater Fort Wayne Inc. He earned a bachelor’s degree from the University of Saint Francis and an MBA from the Indiana Institute of Technology. Kim Pines has joined the bank as a community lender with more than 20 years of experience in the mortgage sector. She is a member of the Central Indiana Realtist Association and Alpha Kappa Alpha Sorority Inc., sits on the board of her chapter’s Emerging Pearls Foundation, and volunteers with the Education Advancement Foundation. CROSSROADS BANK / WABASH John Crowe has been promoted to chief information technology officer. He started with the bank 18 years ago as a systems administrator, quickly advancing to IT manager and, most recently, IT director. Ben Ogden has been promoted to assistant vice president, agricultural and commercial lender. He started with the bank four years ago as a credit analyst and was promoted to credit analyst officer in 2023. Ogden serves as a board member and secretary for the United Way of Huntington County. He earned a bachelor’s degree from Manchester University and a master’s degree from the University of Saint Francis. FIRST FARMERS BANK & TRUST CO. / CONVERSE Trevor Loe has been promoted to serve as branch manager of the bank’s new Carmel location. He joined the bank in March as a business development officer with prior experience at major national and regional banks. FIRST FINANCIAL BANK / CINCINNATI, OH Carlton Zesch has been promoted to executive managing director and head of Yellow Cardinal M&A Services, the bank’s investment banking firm serving middle-market companies. He has 10 years of experience in investment banking. Zesch earned his bachelor’s degree from the University of Richmond. FIRST MERCHANTS BANK / MUNCIE Michael Joyce has been promoted to executive vice president, president of private wealth advisors. He has more than 20 years of industry experience, including 14 with the bank. Timothy Mackay has been promoted to executive vice president, president of mortgage banking and bank operations. He has more than 30 years of industry experience, including serving as president of Level One Bank, Farmington Hills, Michigan, before it was acquired by First Merchants in 2022. GBC BANK / GREENFIELD Diane Renforth has been promoted to senior vice president, chief wealth management officer. She has been with the bank since 2022, most recently serving as senior vice president, director of wealth management. Renforth has 37 total years of banking experience and is a member of the National Association of Women Business Owners’ Estate Planning Council. She volunteers with Carmel Rotary and Carmel Freedom Ball, and is treasurer of Carmel Fest and youth director for the IndyFringe Arts Board. Renforth earned a bachelor’s degree and a master’s degree from the University of Indianapolis, and graduated from the Cannon Trust School for Advanced Financial & Estate Planning and the University of South Florida’s property management certification program. Ryan K. Renfroe has been promoted to senior vice president, chief retail banking officer. He has been with the bank since 2022, most recently serving as senior vice president, head of retail banking and lending. Renfroe has 25 total years of banking experience since serving in the U.S. Marine Corps. He will complete the Graduate School of Banking at the University of Wisconsin-Madison this year. July/August 2025 31
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