This information is provided for general education purposes and is not intended to be legal advice. Please consult legal counsel for specific guidance as to how this information applies to your institution’s circumstances or situation. 1 Ind. Code § 26-1-4.1-202(a) 2 Ind. Code § 26-1-4.1-202(b) 3 Ind. Code § 26-1-4.1-202(c) 4 Ind. Code § 26-1-4.1-202(c) Brett Ashton Partner Krieg DeVault LLP BAshton@KDLegal.com Brett Ashton is chair of Krieg DeVault’s Financial Institutions Practice. He counsels a wide array of financial institutions on complex bank acquisitions, litigation defense and avoidance strategies, strategic planning, new product development, negotiation and defense of regulatory enforcement actions, and general regulatory compliance issues. Krieg DeVault LLP is a Diamond Associate Member of the Indiana Bankers Association. TAKING IT EASY Cheryl Sondgeroth, vice president, computer operations officer and information security officer at The Farmers and Merchants Bank, Boswell, will retire from the bank effective July 31. She spent her entire 45-year career with the bank, starting as a teller and working her way up through bookkeeping, loan clerk, trust & stockholder accounting and digital banking. Sondgeroth volunteers at numerous local organizations, including the local high school. She is a member of the IBA 40 Year Club. July/August 2025 35 Woman of the Year Award Sponsored by Nominate yourself or another woman in banking by Sept. 12. For questions, contact Evan Hoffmeyer at EHoffmeyer@indiana.bank. The IBA Woman of the Year award celebrates a woman in banking who excels at her profession, is active in the community, and supports other females to reach their full potential – whether in banking or other fields. This is a bank-wide opportunity, with emphasis on ability to lift other women to help them succeed. Nominations are now open! With over three decades of serving lenders and millions of flood certificates issued, why trust just any certification provider when you could hire what many would consider the industry leader in accuracy and customer care. SINCE 1991 Craig callahan | 800.945.0246 ccallahan@floodplain.com Ask craig how to experience the Fci difference risk free and learn more about why so many lenders trust floodplain consultants. a preferred vendor of the iba
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