Luke Mikles Vice President – Financial Strategies The Baker Group Luke joined the firm in 2019, serving in the Interest Rate Risk Department before moving to the Financial Strategies Group in 2023. There he assists institutions with the risk management process and speaks at Baker’s educational seminars. Luke earned his bachelor’s degree from the University of Central Oklahoma. The Baker Group is a Preferred Service Provider of the Indiana Bankers Association and an IBA Diamond Associate Member. recession, accurately modeling assumptions such as deposit betas, prepayment speeds and deposit composition is essential for managing and mitigating interest rate risk. Implementing a proactive stress testing process and conducting regular historical assumption studies will help ensure that institutions are equipped to tackle whichever rate environment may lie ahead. July/August 2025 45 With C/A’s Assurance Services, we schedule audits in a tight, 21-day, Start-to-Draft Report turnaround. Avoid the waiting game with Compliance Alliance. (888) 353-3933 or info@compliancealliance.com Where’s the dang audit report? Experience & Expertise You Can Trust Banc Consulting Partners is a leader in designing, implementing, and administering BOLI and non-qualified benefit programs for bank officers and directors. With decades of experience, we provide tailored solutions that align with your strategic goals while ensuring regulatory compliance. EXPERIENCE & EXPERTISE YOU CAN TRUST Banc Consulting Partners is a leader in designing, implementing, and administering BOLI and non-qualified benefit programs for bank officers and directors. With decades of experience, we provide tailored solutions that align with your strategic goals while ensuring regulatory compliance.
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