2025 Vol. 109 No. 4

50 Features 6 Vantage Viewpoint By Amber R. Van Til, Indiana Bankers Association 7 Chairman’s Report By Matthew W. Howrey, Indiana Bankers Association 8 2025 IBA Education Calendar COVER STORY 10 2024 C2C Award Nominees 36 A Legacy of Financial Literacy By Rob Nichols, American Bankers Association 38 Let’s Come Together to Address Fraud By Rebeca Romero Rainey, Independent Community Bankers of America 54 Staff Spotlight Articles 16 Accelerating Growth: 2025 Mega Conference Recap 20 2026 IBA Officer Candidates GR SUMMIT 22 2025 Legislative Session Summary By Dax Denton & Ross Teare, Indiana Bankers Association HUMAN RESOURCES 26 Equity vs. Liability What Employers Should Know About Navigating Workplace DEI in a Continuously Changing Landscape By Joey K. Wright, Amundsen Davis LLC COMPLIANCE CONNECTION 34 Phishing and Fraudulent Wire Transfers: Who Bears the Loss? By Brett J. Ashton, Krieg DeVault LLP DIRECTORS & SENIOR MANAGEMENT 44 Soft Landing vs. Recession and the Impacts on Interest Rate Risk By Luke Mikles, The Baker Group PRODUCTS & SERVICES PROFILE 50 Basic Profitability: Increase Revenue, Reduce Costs By Rod Lasley, Indiana Bankers Association Departments 6 Don’t Miss Out! 7 Digital Extras 21 Anniversary Milestones 21 Introducing New Bank Member 30 Bankers on the Move 35 Taking It Easy 39 In Memory Of … 40 From the Board Room 42 Honorable Mentions 46 Associate Members’ Corner 53 IBA ‘High Five’ Awards 53 Banking Center News 53 Advertiser Index 20 July/August 2025 5 INTERACT WITH IBA

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