2025 Vol. 109 No. 5

CRA Solutions knows that community banks face challenges in meeting regulatory requirements. With rule changes and staff turnover, it can be difficult to determine the best path forward for your bank to fulfill community reinvestment goals and obligations, track them and clearly communicate value to the examiners. The support services can help bridge any gaps your bank may be facing and optimize your compliance efforts. This can be done through: ▶ self-assessments; ▶ assessment area analysis; ▶ peer analysis; ▶ CRA action plan or program review; ▶ CRA ratings appeal; and ▶ many more. We all know how beneficial it is to have a group of peers you can turn to for insights and fresh ideas. CRA Solutions provides quarterly online meetings with hundreds of compliance professionals across the U.S., led and moderated by compliance experts. These experts will brief you on any new rulings or changes, plus facilitate relationships and strengthen skills among participants. For more information about these various CRA opportunities through ICBA CRA Solutions, contact Kristine LaVigna at Kristine.LaVigna@ICBA.org; or you can always contact me at RLasley@indiana.bank. Rod Lasley Chief Operating Officer Indiana Bankers Association RLasley@indiana.bank Rod oversees all IBA products & services, business practices, member engagement and corporate communications. He also serves as the Association’s CFO and president of two for-profit companies owned by the IBA. Rod joined the IBA staff in 2009 after 18 years in banking. EXECUTIVE BENEFITS DRIVE GROWTH Your key talent is your organization’s most valuable stakeholder. NFP knows that executive benefits are essential to talent retention and attraction. We solve for: Retention and Recruiting Costs — Reduce the expense of replacing key leaders while strengthening commitment to your organization. Benefits Equalization — Close compensation gaps and ensure fair benefits across leadership tiers. Retirement Completion — Help executives achieve their target retirement income despite qualified plan limitations. Discover Modern Solutions for Today’s Leaders Insurance services provided by Equias Alliance, LLC, a subsidiary of NFP Corp. (NFP). Doing business in California as Equias Alliance Insurance Services, LLC, (License #0H52337). Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Kestra IS is not affiliated with Equias Alliance LLC or NFP. Investor Disclosures: kestrafinancial.com/disclosures Contact Todd Andritsch at todd.andritsch@nfp.com or 317.517.5000 (do not text) September/October 2025 57

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