2025 Vol. 109 No. 5

A didn’t conflict with summer travel, so we are continuing that timing this year with dates ranging from Nov. 3-17. As we wrap up the year, be sure to join us at the Renaissance Indianapolis North in Carmel on Dec. 12 for the annual Indiana Economic Outlook Luncheon. The IBA Board will meet soon to lay out a strategic plan to guide the Association through the next three years. We already have a lot of big ideas in the pipeline that I can’t wait to share with you. If you have any questions about our most recent strategic plan or comments to offer as we prepare our next strategic initiative, feel free to reach out to me or any member of our Board. As we head into Q4, be sure to reach out to the Association with anything we can do to help you finish out the year strong and set you up for success in 2026. As always, it is a pleasure to serve each of our members. DON’T MISS OUT! 1 Banking on Women Conference Oct. 22-23 Women in banking gather to unlock their potential and own the future. 2 Ag Clinic Dec. 4 For more than 50 years, the IBA Ag Clinic has served as one of the largest agricultural banking conferences in the country. 3 Indiana Economic Outlook Luncheon Dec. 12 Learn what to expect in the state’s economic landscape for 2026. Vantage VIEWPOINT BY AMBER R. VAN TIL, INDIANA BANKERS ASSOCIATION After a wonderful – and all too short – summer, school is back in session. As students head back to class, the IBA is also gearing back up for its busy fall schedule. There are dozens of opportunities to grow with your fellow bankers through professional development, networking and more over the next few months as we wrap up 2025, including in-person seminars and virtual opportunities. Check out the educational calendar on page 8 to see what will best help you grow in your career path. At the IBA’s Annual Convention, four bankers were inducted into the distinguished circle of Leaders in Banking Excellence. All four will be profiled in the November/December issue. We also welcomed more than 110 of our industry’s emerging leaders at the FLD Leadership Conference on July 9-10. Our Banking on Women conference continues at its new venue, but a little earlier than normal, on Oct. 22-23 at Embassy Suites Noblesville. This conference has sold out in the past, so be sure to get registered today! I also can’t wait to hit the road and see all of you at this year’s slate of Regional Meetings. This offering moved to November last year and worked well for many of our members as the later schedule Amber R. Van Til President and CEO Indiana Bankers Association AVanTil@indiana.bank 2025 IBA Chairman Matthew W. Howrey, president & CEO of North Salem State Bank, passed the gavel to 2026 IBA Chairman David M. Findlay, chairman & CEO of Lake City Bank, Warsaw, during the Association's Annual Convention on Sunday, Sept. 7, 2025, in French Lick, Ind. 6 HOOSIERBANKER

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