2025 Vol. 109 No. 6

Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi is not an FDIC-insured bank, and deposit insurance covers the failure of an insured bank. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Managing Director, Erich Buckenmaier (866) 776-6426, x3354 | ebuckenmaier@intrafi.com Contact Us The Tested & Trusted Deposit Network Over 3,000 banks rely on IntraFi’s ICS® and CDARS® services to help build strong balance sheets and manage liquidity. Why? • The industry’s highest per-bank and per-depositor limits • 23+ years of stability through market cycles—including 3 financial crises • 99% banker satisfaction IntraFi.com

RkJQdWJsaXNoZXIy MTg3NDExNQ==