34 Features 6 Vantage Viewpoint By Amber R. Van Til, Indiana Bankers Association 7 Chairman’s Report By Matthew W. Howrey, Indiana Bankers Association 8 2025-26 IBA Education Calendar COVER STORY 10 Leaders in Banking Excellence Class of 2025 28 It’s Time to Work Together to Stop Scams By Rob Nichols, American Bankers Association 30 Making a Difference, One Act at a Time By Rebeca Romero Rainey, Independent Community Bankers of America 34 Rooted in Growth 2025 Annual Convention By Christina M. Bennett, Indiana Bankers Association 60 Centennial Celebration Articles HUMAN RESOURCES 20 Personal Posts, Professional Problems Private Employers’ Rights To Discipline Employee Online Activity By Joey K. Wright, Amundsen Davis LLC DIRECTORS & SENIOR MANAGEMENT 24 The Best of Both Worlds Traditional Services + Modern Solutions By Barry Schmidt, Cambridge Investment Research Inc. 46 Moving Beyond ‘Set It and Forget It’ Elevating Portfolio Management From Passive To Purposeful By Andrea Pringle, The Baker Group GR SUMMIT 26 Advocacy Amid a Shutdown 2025 IBA Annual Washington Trip By Dax Denton, Indiana Bankers Association COMPLIANCE CONNECTION 32 Protecting Your Interests as a Lender Subordination, Non‑Disturbance and Attornment Forms By Keaton J. Miller, Krieg DeVault LLP BANKER PROFILE 38 Diane E. Dalton Vice President, Community Development Officer – Peoples Bank, Munster LENDING & CREDIT 48 Credit Card Profitability 101 The Playbook for Community Banks By Anil Goyal, CorServ PSP SHOWCASE 50 PSP Year-End Summary 2025 By Rod Lasley, Indiana Bankers Association OPERATIONS & TECHNOLOGY 58 Turning Missed Moments into Meaningful Connections How AI Drives Deposit Growth by Amplifying the Human Touch in Community Banking By Tracy Graham, Aunalytics Departments 6 Don’t Miss Out! 7 Digital Extras 18 Banking Center News 19 Mergers & Acquisitions 23 IBA ‘High Five’ Awards 23 In Memory Of … 27 From The Board Room 40 Banking on Community 42 Bankers on the Move 47 Honorable Mentions 56 Anniversary Milestones 57 Taking It Easy 57 IBA Staff Milestones 62 Advertiser Index November/December 2025 5 INTERACT WITH IBA
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