4 FLOURISH Community Banking Strategy for Growth By Rebeca Romero Rainey, President and CEO, ICBA 6 Staying Power Fed’s Balance Sheet Has Some Duration, for Better or Worse By Jim Reber, President and CEO, ICBA Securities 8 AI’s Future in Banking Preparing for CECL Automation By Kate Randazzo, Content Marketing Manager, Abrigo 10 2026 Industry Outlook Community Bankers’ Top Challenges, Investments and Opportunities By Jason Young, Vice President of Product Management, CSI 11 2026 CBA Annual Golf Classic Tee Up for a Day of Golf, Networking & Fun 12 Accountability: The Key to Compliance Success By William J. Showalter, CRCM, CRP, Senior Consultant, Young & Associates Inc. 15 REGISTER TODAY 2026 Annual Convention & Trade Show July 22-24, 2026 16 ICBA Capital Summit May 4-7, 2026 | Washington, D.C. 17 Driving Deposit Growth Through Better Digital Banking Experiences By Terry Gore, Shazam 20 Why SBA Lending Holds Steady When the World Does Not By B:Side Capital 22 Anniversaries 23 Products and Services Reference List 25 Officers and Directors 26 Bank Webinars Live & On-Demand CONTENTS ISSUE 2 www.cbak.com ©2026 The Community Bankers Association of Kansas (CBAK) | MBR Connect DBA The newsLINK Group LLC. All rights reserved. In Touch is published six times per year by The newsLINK Group LLC for CBAK and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of CBAK, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. In Touch is a collective work, and as such, some articles are submitted by authors who are independent of CBAK. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. 10 2026 INDUSTRY OUTLOOK 20 CONFIDENCE IN THE PROGRAM 4FLOURISH COMMUNITY BANKING STRATEGY FOR GROWTH 3 In Touch
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