4 FLOURISH Battling Check Fraud Together By Rebeca Romero Rainey, President and CEO, ICBA 6 PORTFOLIO MANAGEMENT In With the New Introducing ICBA Securities’ New Endorsed Broker-Dealer By Jim Reber, CPA, CFA, Managing Director of ICBA Relations, and Ryan W. Hayhurst, President, The Baker Group 8 INNOVATION STATION Leveling up Fraud Mitigation By Wayne Miller, Executive Vice President and Chief Innovation Officer, ICBA 10 Building the Foundation for Effective AI Closing the Data Readiness Gap By Ajay John, VP of Data Science and AI, CSI 12 Community Bank Bond Portfolios Are Finally Turning the Corner By Ryan W. Hayhurst, Managing Partner and President, The Baker Group 14 Risk Assessment Is the BSA Key By William J. Showalter, CRCM, CRP, Senior Consultant, Young & Associates Inc. 17 Get Involved with a 2026 CBA Committee 18 REGISTER TODAY 2026 Annual Convention & Trade Show July 22-24, 2026 21 Welcome to Our New Associate Members! 22 Anniversaries 23 Products and Services Reference List 25 Officers and Directors 26 Real Training For Real Community Bank Challenges 40+ Live & On-Demand Webinars | Summer 2026 CONTENTS ISSUE 3 cbak.com ©2026 The Community Bankers Association of Kansas (CBAK) | MBR Connect™, formerly The newsLINK Group LLC. All rights reserved. In Touch is published six times per year and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of CBAK, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. In Touch is a collective work, and as such, some articles are submitted by authors who are independent of CBAK. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. 10 BUILDING THE FOUNDATION FOR EFFECTIVE AI 14 RISK ASSESSMENT IS THE BSA KEY 4FLOURISH BATTLING CHECK FRAUD TOGETHER 3 In Touch
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