2025 ICBC Pub. 4 Issue 3

Support the ICBC’s Associate Members! 4
ICBC Preferred Providers 6
Flourish: Let’s Come Together To Address Fraud 7
From the Top: The Key to Driving Down Fraud Risk 8
Unlocking Your Potential 10
Is It Time to Realign Your Legacy Consumer Liquidity Strategy? 12
Vigilante Justice? 14
ACT Deposit Program Can Help Improve Your Bank’s CRA Rating 16
Save the Date! 52nd Annual Convention 17
Deposit Strategies To Deepen Commercial Relationships 18
Strengthening Internal Controls in Community Banks 20
Red Team Testing 22
Powering Up Your Debit Card Program Profitability 24
Why Marketing Is More Important Than Ever in an Uncertain Economy 26
A Layered Approach to ATM Security 28
Fighting Check Fraud on Day Zero 30
ICBA Community Network 31

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