2025 ICBC Pub. 4 Issue 3

Support the ICBC’s Associate Members!	4
ICBC Preferred Providers	6
Flourish: Let’s Come Together To Address Fraud	7
From the Top: The Key to Driving Down Fraud Risk	8
Unlocking Your Potential	10
Is It Time to Realign Your Legacy Consumer Liquidity Strategy?	12
Vigilante Justice?	14
ACT Deposit Program Can Help Improve Your Bank’s CRA Rating	16
Save the Date! 52nd Annual Convention	17
Deposit Strategies To Deepen Commercial Relationships	18
Strengthening Internal Controls in Community Banks	20
Red Team Testing	22
Powering Up Your Debit Card Program Profitability	24
Why Marketing Is More Important Than Ever in an Uncertain Economy	26
A Layered Approach to ATM Security	28
Fighting Check Fraud on Day Zero	30
ICBA Community Network	31

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