| Bank Stock Loans | Loan Participations | ATM/Debit | International Services | | Cash Management | Securities Safekeeping | Merchant Services | 800-873-4722 | NE: 888-467-5544 | www.bbwest.com Where community banks bank Est. 1980 – Over 45 years of service to community banks “Bankers' Bank of the West has been a steadfast supporter of the Independent Community Bankers of Colorado for over 30 years. ICBC’s dedicated advocacy ensures that community banks have the representation and resources they need. As the correspondent serving 95% of Colorado’s community banks, we are proud to champion that mission.” Across the western states and Great Plains, we’re the place where community banks bank. That’s because we provide the services, technology, and expertise to help you extend your resources, deliver for your customers, and stand out in your market. 5 reasons to partner with Bankers’ Bank of the West BBW - President and CEO - Bill Mitchell 1. Drive efficiency and savings through sophisticated, scalable solutions powered by our community-bank network. 5. Our priorities are aligned with yours. 2. You can expand your capabilities. 4. We’ll never compete for your customers. 3. You can count on prompt, reliable service. • Bankers’ Bank of the West is ready to support your transition. We offer international check processing, collections, currency services, and international wire transfers. Ensuring you stay fully operational before, during, and after the Fed’s phaseout. International Services $ 8.45B assets under management $ 1.9B daily transaction value processed/settled Serving more than 95% of community banks in: Colorado Debbie Wendt SVP & Chief Payments Officer Contact our Cash Management team today at ops@bbwest.com to learn how we can make your transition more efficient. • FedGlobal ACH to Mexico & Panama ends Nov. 20, 2026. The Fed will stop accepting forward items after this date. • Foreign & Canadian Check Services end Dec. 4, 2026. Forward items accepted only through this cutoff. • Institutions should transition now to avoid service gaps. The Fed urges early planning due to the full discontinuation by end-2026. IMPORTANT NOTICE! Discontinuation of FedGlobal® ACH Payments and the Foreign and Canadian Check Services
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