20 CONTENTS 7 12 CONNECT Email us mlewis@icbcolo.org Like us on Facebook ICBColo Connect with us ICBColo Follow us on X ICBColo Give us a call (303) 832-2000 Follow us on Instagram ICBColo 2026 PUB. 5 ISSUE 1 4 Support the ICBC’s Associate Members! 5 ICBC Preferred Providers FLOURISH 6 Let’s Continue the Course in the New Year By Rebeca Romero Rainey, President and CEO, ICBA FROM THE TOP 7 Setting Our Priorities for 2026 By Jack E. Hopkins, Chairman, ICBA 8 Confidence in the Program Why SBA Lending Holds Steady When the World Does Not By B:Side Capital, ICBC Associate Member 10 Industrial Loan Bank Charters The Footnote Penciling in Its Own Chapter By John Podvin, Partner, and Jenny Small, Partner, Otteson Shapiro, ICBC Silver Associate Member 12 Navigating the Evolving Landscape of Community Banking By Ryan Abdoo and John Byczkowski, Plante Moran, ICBC Silver Associate Member 14 Why Your Website Is Losing Visitors — and How To Fix It Fast By Bella Ruscheinski, Solutions Project Manager, Spry Inc., ICBC Associate Member 16 The Importance of Strategic Planning For Success in 2026 and Beyond By Connie West, Gallup Certified Strengths Coach, Regional Vice President, The James Paul Group, ICBC Associate Member 17 Moving Beyond ‘Set It and Forget It’ Elevating Portfolio Management From Passive To Purposeful By Andrea Pringle, Financial Strategist, MBS Analyst, The Baker Group LP, ICBC Associate Member 18 Driving Innovation With AI Empowering Financial Institutions With AI-Powered Document Classification By Alogent, ICBC Associate Member 20 2026 Industry Outlook Community Bankers’ Top Challenges, Investments and Opportunities By Jason Young, Vice President of Product Management, CSI, ICBC Associate Member 22 How Deposit Flows Are Reshaping the U.S. Banking Landscape By Tim Groth, Vice President, Data Analytics, IntraFi, ICBC Associate Member 23 It’s Time To Hit the Weights By Jim Reber, President and CEO, ICBA Securities, ICBC Preferred Provider and ICBC Associate Member INDEPENDENT REPORT | 3
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