• Establishing a two-year pilot program to encourage new bank formation — especially in rural areas — by offering greater regulatory, capital and lending flexibility. • Creating a Treasury Financial Agent program to foster partnerships among minority depository institutions, rural community banks and other financial institutions. CONVENTION The Montana Independent Bankers’s 59th Annual State Convention is just around the corner, and we’re excited to host it this year in Butte at the Copper King Hotel & Convention Center. We strongly encourage every member bank to send team members to attend. There is truly something for everyone — whether you’re in executive leadership, middle management, IT or just starting your career in banking. The convention is designed to deliver both valuable educational content and meaningful relationship-building opportunities, while highlighting the critical role our community banks play across Montana. This year’s sessions will cover a wide range of timely topics, including AI in banking, innovation strategies, interest rate risk management, and both national and Montana economic outlooks. We’ll also hear directly from the banking commissioner with an important regulatory update. We’re especially excited to welcome two outstanding keynote speakers: Shon Myers, ICBA’s vice chairman and president, CEO & chairman of Farmers & Merchants Bank in Miamisburg, Ohio; and Chris Fisk, a renowned Butte historian whose passion for storytelling brings Montana’s history to life in a truly engaging way. Convention registration is available online at mibonline.org/convention. If you have any questions, please don’t hesitate to reach out to me at shane@mibonline.org. We’re looking forward to seeing everyone in Butte! www.BancardATM.com • 800-342-2731 • Columbia Falls, MT • sales@bancardatm.com ATM and ITM Sales Maintenance and Software Services Managed Services Welcome to Bancard ATM NCR ATLEOS Certified Channel Partner We bundle innovative solutions into subscriptions that run enterprises end to end. Community Banker 7
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