2026 Pub. 6 Issue 1

The operational savings are significant, but so is the reduction in fraud exposure as more and more titles are removed from unsecured physical circulation. WHAT DOES THE FUTURE OF DIGITAL TITLING LOOK LIKE IN 2026 AND BEYOND? With its digital infrastructure in place, Vitu sees 2026 as a year of execution and expansion. Vitu plans to continue rolling out digital title implementations, strengthening connections and integration across industry stakeholders — striving to break down long-standing silos. The long-term vision is a fully interconnected ecosystem, where titles move instantly, securely and transparently with and across state lines, enabling faster, more secure vehicle transactions across the industry. In the short term, Dave Spencer says, “This is a watershed moment for us in changing the industry … This will probably be the busiest year that we have. It’s really about executing that vision.” David Spencer, vice president of national sales, remarketing, lending and strategic account solutions at Vitu, brings 10+ years of experience in automotive retail, lending and insurance, plus another decade in electronic registration and titling. Recognized nationally as a thought leader in vehicle registration and titling, David is a trusted expert for both industry professionals and jurisdictions. His deep understanding of e-titling technology has further established him as a subject matter expert in this evolving space. Rob Cohen is a co-founder of Vitu and currently serves as chief administrative officer and general counsel. His career spans dealership operations, legal practice (including mergers and acquisitions), and building automotive compliance businesses and products. Rob began in the industry as a car salesperson and in F&I during law school, then worked as an auditor, staff attorney and ultimately principal of Auto Advisory Services (AAS). Rob sold AAS to KPA Services Inc. in 2018. In 2007, he helped launch DMVdesk, the industry’s first comprehensive vehicle registration management system. Rob was senior automotive counsel with Arent Fox Schiff from 2011 to 2020, where he advised select clients on compliance strategy, risk assessment, litigation support and corporate governance. Scan the QR code to watch Vitu's interview on CBT News during the 2026 NADA Show featuring Dave Spencer and Rob Cohen. https://cbtnews.com/nada-show-2026-dave-spencer-rob-cohen-vitu/ 30 MONTANA AUTO DEALER

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