2026 Pub. 6 Issue 1

SUPPORTING YOUR HEALTH TODAY AND TOMORROW Why MTADA Members Choose Blue Cross and Blue Shield of Montana The choices you make each day affect your health now and in the years ahead. That’s why Blue Cross and Blue Shield of Montana (BCBSMT) is committed to supporting the health and well-being of the Montana Auto Dealers Association (MTADA) and its members. BCBSMT offers a wide range of tools, programs and resources designed to help you understand, plan for and manage your health care with confidence. Here are three key reasons so many people choose BCBSMT. REASON NO. 1: YOUR CHOICE OF DOCTORS BCBSMT’s network includes a broad selection of independently contracted hospitals, physicians, and other health care providers. Through the BlueCard® program, members also have access to a nationwide PPO network. Blue Cross and Blue Shield Plans collectively offer one of the largest provider networks in the United States, with 97% of U.S. hospitals and 83% of physicians participating. What does that mean for you? When you carry a BCBS card in your wallet, you have access to more than 2 million unique, in-network providers, whether you’re at home or traveling. REASON NO. 2: MEMBER SUPPORT TOOLS AND RESOURCES BCBSMT membership includes convenient support services and valuable tools designed to make managing your health care easier — wherever life takes you. Customer Advocates Health insurance can feel complicated, but you’re never on your own. BCBSMT customer advocates are specially trained to understand your benefits and help you navigate the health insurance process. They provide personalized guidance to help you use your benefits effectively and manage your health and wellbeing. Customer service centers are designed to deliver a customized, efficient experience that makes each call fast and simple. Your Online Member Account Your secure online member account provides 24/7 confidential access to your health plan information. You can: • Check the status of claims • Sign up for alerts • Print a temporary ID card • View up to 18 months of claim history • And much more For added convenience, access your account on the go by downloading the BCBSMT App, available for iPhone and Android in English and Spanish. The app is free, or you can text* BCBSMTAPP to 33633 to get started. Blue365® Member Discounts With the Blue365 discount program, members can save money on health and wellness products and services, including fitness gear, gym memberships, family activities and healthy eating options. Members can also enjoy savings on dental, vision, and hearing-related products and services — offered through top national and local retailers. REASON NO. 3: HEALTH MANAGEMENT PROGRAMS BCBSMT health plans include educational tools and wellness programs to help you stay proactive about your health. Many preventive care services are

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